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Johnson Negligence Case

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Johnson Negligence Case
What was it that triggered Johnson’s necessity for a lawyer in addition to his representation by his insurance carrier’s lawyer (Thomas)? In other words, why did Johnson have to hire Comfort? The circumstance in which triggered Johnson’s necessity for a lawyer was that Joan Tice sued decided to sue Johnson for negligence and alleged that he committed suborned perjury. Because of this lawsuit Johnson’s insurance company who he helped a legal liability policy with sent Johnson a reservation of rights letter stating that he might want to get additional representation to help protect his interest for claims that went beyond what the policy would handle.
Explain a “reservation of rights” letter. What did it mean when Johnson’s insurance company
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