HCR/220
February 21, 2013
Jerida (Rida) McBride
Features of Health Plans
After reviewing the Comparison of Health Plan Options, from our textbook, I will be reviewing the similarities and differences among the major types of health plans. I will also provide which plan would offer a greater financial or coverage benefits for the consumer or the provider.
Some of the similarities between the major health care options between the HMO organization and the POS organization are that both of these organizations require that a primary care physician manages the care. They also have lower copayments and cover preventive care. The HMO, Indemnity Plan and the PPO require preauthorization on procedures while all five