Health Care Utilization Paper

Topics: Health care, Health insurance, Medicine Pages: 4 (1335 words) Published: April 8, 2013
Health Care Utilization Paper
In recent years, health care has been a huge topic in public debates, legislations, and even in deciding who will become the next president. There have been many acts, legislations, and debates on what the country has to do in regards to health care. According to University of Phoenix Read Me First HCS/235 (n.d.), “How health care is financed influences access to health care, how health care is delivered, the quality of health care provided, and its cost”. Recent health care reforms have already showed action in the health care industry, but there are a set of rules that will take effect January 1, 2014. The Affordable Care Act delivers better health security by providing a comprehensive health insurance reform that will increase coverage, hold insurance companies’ responsible, lower health care costs, assure more health care choices, and improve the quality of care for all Americans (“Medicaid.gov”, n.d.). According to "Medicaid.gov " (n.d.), “The Affordable Care Act actually refers to two separate pieces of legislation — the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010 that, together expand Medicaid coverage to millions of low-income Americans and makes numerous improvements to both Medicaid and the Children’s Health Insurance Program (CHIP)”. Since the new law took into effect in 2010, it has already extended coverage for young adults by letting them stay on their parents’ plans until they turn 26 and banned lifetime limits on what insurance will cover (“Consumerreports.org”, 2006). It has also lowered the cost of drugs for seniors on Medicare, caused 13 million customers to get premium refunds totaling some $1.1 billion, and increased access to free preventive care for patients of all ages (“Consumerreports.org”, 2006). On January 1, 2014, there are going to be major changes to the health care system. The new reforms that are taking effect presently have affected...
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