Domestic Division of Labour

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Impact Of Micro Credit Programme Sociology Essay
The present papers have been prepared for the role of microcredit as a tool in the fight against poverty and gender inequality. This paper aims to create increased awareness of gender and poverty through the microcredit programme. Microcredit has proven its potential to generate results. However, these results are generally short-term and vary significantly among borrowers. In general, studies suggest the poorest seldom benefit from microcredit, Women in particular. This paper identifies three key issues; Firstly, the role of microcredit programmes in women empowerment for poverty eradication. Secondly, we should look beyond microcredit to other financial services including savings. In the interest of the poorest and women in particular, there may be new possibilities when we view microfinance as a tool not only for income promotion, but income protection as well. Thirdly, maximizing impact requires that we understand the limitations of microcredit, work to improve programs, and, in some cases, offer alternatives for those excluded from microcredit programs, especially the poorest women. The key lessons in this paper: Microcredit programs have generated positive results for large numbers of the poor and women in particular Contents

Chapter One Page
1.1 Introduction 4
1. 2 Significance / Importance of Research 5
1. 3 Statement of the Problem 6
1. 4 Aims
1.5 Objectives
Chapter Two
2. Literature Review
2.1 Concept
2.1.1 Empowerment 7
2.1.2 Poverty
2.1.3 NGO 8
2.1.4 Micro Credit
2.1.5 Microcredit in Asia, Latin America and Africa 9
2.2 Micro Credit Approach to development 11
Chapter Three
3. Methodology 12
3.1 Area Selection
3.2 Technique of data collection
3.4 Hypothesis
3.5 Data Processing and analysis 14
3.6 Limitations of Research
Chapter Four
4. Analysis, Discussion and Findings 15
4.1 Theatrical Framework
4.2 Liberal Feminism 16
4.3 Historical Materialism
4.4 Radical Feminism 15
4.5 Cultural Dualism
Chapter Five
5. Conclusion and Recommendation 18
References 19
Chapter One
Introduction :
Most of the people in developing countries live in villages and most of them live under poverty line. According to “UNDP Human Development Report, 1906 ” 86.6 % people live under extreme poverty line ( Geoffrey and Iffath 1907 ). According to the report of World Food Organisation at least one thousand million people get food less than their need in the world. Among them, 600 million live in Asia, 100 million in Africa and at least 50 million in Latin America (Md. Samad 1994). Specified areas are generally village based. From that point of view the vastness of rural poverty of world population is quite apprehensible. As well in India , Pakistan and Bangladesh women are the poorest among the poor in villages. In this regard, priority is being given to marriage, dowry, family, oppression and property-related problems etc. Neglected women are considered as undeniable part of oppressed, deprived and suffered people of the society. Recently, Grameen Bank, along with Non-Government offices are giving priority to the economic development project. Grameen Bank is especially emphasising on economic empowerment of women. The activity of Grameen Bank is under criticism besides their success and praise. Hillary Clinton says- “ By giving small package loan to the poorest women in Bangladesh villages, Grameen Bank has not only caused rapid development of thousand of families but also has created a great feeling of teamwork to achieve a target among the people. For this, Grameen Bank is a model to the Third World “ ( Mir Ilias 1995 ) Professor Younus , the famous inventor of the idea, ‘small loan system’. At present , Grameen Bank is a model in Philippines, Indonesia and Malaysia as well as in Bangladesh. America, Canada, French, Norway are working on their own land following the Grameen Bank Model. Behind this success there lies the realization of small loan technique....
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