An Introduction to Smartcard

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  • Topic: Smart card, Credit card, EMV
  • Pages : 11 (3339 words )
  • Download(s) : 202
  • Published : March 10, 2013
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(For the partial fulfillment of the degree of MCA) Batch 2011-2014
(MC0602-Term Paper) SYNOPSIS ON

SUBMITTED TO: SUBMITTED BY: Mr.Dadan Kumar Jha Ranjana Kumari Mr. Ashish Sharma REG.NO. 3521130118 SECTION-‘B’


I (RANJANA KUMARI R/NO.3521130118) would like to express my gratitude to all those who gave me the possibility to complete this research paper . I want to thank the Department of MCA of SRM UNIVERSITY NCR CAMPUS for giving me permission to commence this research paper in the first instance, do the necessary research work. I am deeply indebted to my supervisor assistant professor.

Mr. Dadan Kumar Jha and Mr. Ashish Sharma from the MCA dept whose help,stimulations and encouragement helped me in all the time of research for and writing of this research paper.


Organizations have been experimenting with smart cards for almost thirty years, yet they are not used particularly in the North American market. Smart cards offer exciting possibilities for convenience, accuracy, customization, data security and cost reduction for individuals and organizations.

There have, however, been many barriers to the broad diffusion of smart cards such as deposit insurance liability, data accuracy, transaction anonymity, fraud risk, the small number of application developers and the difficulties associated with changing people's habits and expectations.

Today, Sun Microsystems Java software platform removes or reduces many of the problems faced by earlier smart card implementations. The largest players in the smart card industry are working toward standardizing on Java because of the advantages inherent in its design such as security, network awareness and scalability. In addition, any Java programmer can potentially become a smart card application developer.

As a result, we believe that Java will be a significant factor in fueling the smart card industry.


* Introduction
* History
* Working
* Application
* Advantage and disadvantage
* Problems
* Reference


A smartcard is a specific type of plastic card generally made of polyvinyl chloride based on polyesters or polycarbonate. It is the size of credit card. There is a 3by 5 mm imbedded chip in the card. Smart card contains either memory card or microprocessor that holds data and information. The microprocessor card can add, delete, and manipulate information on the card, while a memory-chip card (for example, pre-paid phone cards) can only undertake a pre-defined operation. Smart cards, unlike magnetic stripe cards, can carry all necessary functions and information on the card. Therefore, they do not require access to remote databases at the time of the transaction. A typical smartcard consists of an 8-bit microprocessor running at approximately 5 MHz with ROM, EEPROM and RAM, together with serial input and output, all in a single chip that is mounted on a plastic carrier. The operating system is typically stored in ROM, the CPU uses RAM as its working memory, and most of the data is stored in EEPROM.

Fig:-1 shows smart card....
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