Risk Analysis of Allahbad Bank

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Risk management in commercial banks

Project on performance analysis of Allahabad bank

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Index

|s.no. |topics |page no. | |1.       About banking industry |4 to 8 | |a.       Overview of banking industry in India |4 | |b.      Banking outlook 2012-13 |5 | |c.       Major challenges |6 to 8 | | 2.       |about allahabad bank |9 to 10 | |a.       About the bank |11 | |b.      Policies and strategies |11 | |c.       Risk management frame work |11 | |d.      Disclosure on compliance to capital adequacy & other regulatory prescriptions |11 | |3.       Performance on key parameters@ |11 to 15 | |a.       Business parameters |11 to 12 | |b.      Efficiency parameters |12 to 13 | |c.       Productivity parameters |13 to 14 | |d.      Vulnerability parameters |15 | |4.       Strengths and weaknesses |16 | |5.       Financial analysis based on financial statements ( minimum five years) |17 to 25 | |a.       Profitability analysis |17 to 21 | |b.      Balance sheet analysis |22 to 23 | |c.       Comparisons with peer group banks |24 to 25 | |6.       Observations and conclusions |26 |

INDIAN BANKING INDUSTRY

The present Rs 64 trillion (US$ 1.17 trillion) Indian banking industry is governed by the Banking Regulation Act of India, (1949) and is closely monitored by the Reserve Bank of India (RBI). RBI manages the country's money supply and foreign exchange and also serves as a bank for the Government of India and for the country's commercial banks. As of now, public sector banks account for 70 per cent of the Indian banking assets.

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OVERVIEW
Liberal policies, Government support and huge development in other economic segments have made the Indian banking industry more progressive and inclusive with regard to global banking standards. According to an IBA-FICCI-BCG report, India’s...
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