Student Name: Class/Section: CMIS 102 Professor Name: Dr. Hung Dao Assignment due date: 5/27/2012

Problem definition: Calculate the monthly payment on a loan given the loan amount, the annual interest rate, and the total number of monthly payments.

A. Problem Analysis – Here are the input data, output data and processing step to convert input data into output data. 1. Input Data: a. Loan Amount (P) b. Annual percentage rate of interest (r) c. Number of monthly payments (N). 2. Output data: Monthly Payment (M) 3. Processing: The output M can be obtained from the input data by using the following formula: M = P * R* (1+R)^N/((1+R) ^N-1) where R =r/1200 B. Program Design – The program will consist of the following modules: Main Module Input Data Module (sub-module) Perform Calculations Module (sub-module) Output Data Module (sub-module) Main module Write “This program will compute the monthly payment based on the loan amount, the annual percentage rate of interest, and the number of monthly payments.” Declare P As Float Declare r As Float Declare N As Integer Declare M As Float Call Input Data Module Call Perform Calculations Module Call Output Data Module End Program

Input Data module Write “Please enter the loan amount: ” Input P Write “Please enter the annual percentage rate of interest: ” Input r Write “Please enter number of monthly payments: ” Input N Perform Calculations module Declare R As Float Set R = r / 1200 Set M = P * R * (1 + R)^ N / ((1 + R) ^ N – 1) Output Data module Write “The loan amount is: “ + P Write “The annual interest rate is: “ + r Write “The number of monthly payment is: “ + N Write “The monthly payment amount will be: “ + M B. Program Comments and Test Data – Input: loan amount (P), annual interest rate ( r), number of monthly payments (N) P = 10,000 r = 5% N = 60 P = 30,000 r = 4% N = 60 P = 200,000 r = 3.75% N = 360 926.23 552.50 Expected output: Monthly Payment (M)

...CMIS102HomeworkAssignment1 (Worth 13% of your grade)
Student Name:
Class/Section: CMIS102, Section 6388
Professor Name: Jeffrey Marcus
Assignment due date:
Problem definition: Calculate the total value of a group of coins. Assume that the coins are the standard American coins: penny, nickel, dime, quarter.
A. Problem Analysis – Following the directions in the assignment, clearly write up your problem analysis in this section.
a) What is the required output?
o Total value of a group of joins
o Name of the coins
o Value of the coins
b) What is the necessary input?
o In order to output the item’s Value, the program must know the value of the coin. (Dime = 10 cents, Quarter = 25 cents, etc…)
o The program must also know what coins I am grouping together
o In order for the program to calculate the total value of a group of coins, it must know the Value of each coin itself and it must know the group of joins I choose. After choosing the coins, it should calculate the total based on Value and Name of the coin
c) How you will obtain the required output from the given input?
o To compute the “GroupValue” (total value of a group of coins) we need to know the “CoinValue”(the individual value, in cents, of the coin itself) and the “CoinName” (to separate each coin with its CoinValue, we need to know the name of...

...Chapter 11- Why are financial markets important to the health of the economy?
Because they channel funds from those who do not have a productive use for them to those who do, thereby resulting in higher economic efficiency.
2- When interest rates rise, how might businesses and consumers change their economic behavior?
Businesses would cut investment spending because the cost of financing this spending is now higher, and consumers would be less likely to purchase a house or a car because the cost of financing their purchase is higher.
3- How can a change in interest rates affect the profitability of financial institutions?
A change in interest rates affects the cost of acquiring funds for financial institution as well as changes the income on assets such as loans, both of which affect profits. In addition, changes in interest rates affect the price of assets such as stock and bonds that the financial institution owns that can lead to profits or losses.
4- Is everybody worse off when interest rates rise?
No. People who borrow to purchase a house or a car are worse off because it costs them more to finance their purchase; however, savers benefit because they can earn higher interest rates on their savings.
5- What effect might a fall in stock prices have on business investment?
The lower price for a firm’s shares means that it can raise a smaller amount of funds, and so investment in plant and equipment will fall.
6-...

...Understand own ability to fulfil key responsibilities of the leadership role
Leadership is the ability to pinpoint values or objectives which can be reached through encouragement and a cohesive effort through the gradual assistance to the members of the team. The objective can be reached through persistence and insistence in such a way that members are not irritated or discouraged. In a particular company the commercial Department has four branches the Sales team, Business Sales, Customer Experience and Marketing Teams. We will evaluate leadership roles incorporating different Leadership Styles and how they impact the Customer Experience Team and the Sales Team.
The Customer Experience team evaluates the importance of understanding the client, empathising and providing solutions for their queries in a convenient time frame. The clients’ degree of satisfaction dictates the choice of decisions. The democratic approach shows and indicates that once the team members feel important because they are involved they do willingly provide a better service and once they come across some problem or some difficulty they are more prone to discuss it with their supervisor and in so doing they achieve client satisfaction in a quicker manner (Kurt Lewin, 1939). However when there is the autocratic approach which means the Leader has technically his own way, the other team members feel uneasy to approach him and because of this attitude the clients may suffer with the result that they...

...
1 Define modulation?
The process of putting information onto a high frequency carrier for transmission.
2 What is carrier frequency?
Carrier frequency is used to designate the nominal frequency of a carrier wave and the center frequency of a frequency modulation signal.
3 Name two reasons modulation is used in communications?
The human voice ranges from 20 Hz to 3000 Hz, if these were transmitted directly as radio waves, the signal would be useless. Because of interference from each signal. Low frequency signals are hard to transmit. It would require many miles of antennas to transmit.
4 List parameters of a high frequency carrier varied by low frequency intelligence signal?
Peak value
Angular velocity
Phase angle
5 What are the frequency ranges of MF, HF, VHF, UHF, and SHF?
Medium Frequency (MF) 300kHz-3MHz
High Frequency (HF) 3MHz-30MHz
Very High Frequency (VHF) 30MHz-300MHz
Ultra High Frequency (UHF) 300MHz-3GHz
Super High Frequency (SHF) 3GHz-30GHz
7 A microwave transmitter typically requires a +8dBm level to drive an input fully. What is the actual voltage measured if +10dBm? Assume 600 ohm system. (2.45 V) = 10
9 Convert powers to dBM equivalents.
= -10 dBM
15. Define electrical noise?
Any undesired voltages or currents that ultimately end up appearing in the receiver output often called static.
16. Describe external and internal noise?
External noise is human made noises....

...CMIS102HomeworkAssignment1 (Worth 13% of your grade)
Problem definition: Calculate the usable area in square feet of house. Assume that the house has a maximum of four rooms, and that each room is rectangular.
A. Problem Analysis – Following the directions in the assignment, clearly write up your problem analysis in this section.
This program will compute the area of a house that has four rectangular rooms. Output is the value of the total area (total_area) of the house and is to be calculated by area/length/width input (A1, A2, A3, A4, L1, L2, L3, L4, W1, W2, W3, and W4) variables declared as float variables. The program will utilize the standard mathematical formula of obtaining area of a rectangle: A = L*W. As well, the formula will be coded in the program as Area=length*width (A=L*W) respectively for each room.
L1 = length of first room, as float
W1 = width of first room, as float
A1=L1*W1
L2 = length of first room, as float
W2 = width of first room, as float
A2=L2*W2
L3 = length of first room, as float
W3 = width of first room, as float
A3=L3*W3
L4 = length of first room, as float
W4 = width of first room, as float
A4=L4*W4
B. Program Design – Following the directions in the assignment, clearly write up your problem design in this section and comment your pseudocode.
Raptor software will be used in designing and testing this program. The...

...TCO 1) What is the purpose behind the five primary activities in the value chain?
First, info flow diagrams and flowcharts argon the two most much utilize development and musical accompaniment tools employ today. Second, since systems developme nt is super complex, DFDs and flowcharts ar! e tools that are used to fix order from sanatorium and complexity.Â (Ch 3, p. 50)| | | Â | Points Received:| 4 of 5| Â | Comments:| First, data flow diagrams and flowcharts are the two most frequently used development and documentation tools used today. Second, since systems development is extremely complex, DFDs and flowcharts are tools that are used to create order from chaos and complexity.| |
TCO 1) Name two reasons why it is important to have a working knowledge of DFDs and flowcharting. (Points TCO 1) Name two reasons why it is important to have a working knowledge of DFDs and flowcharting. (Points
The flow diagram and the flowcharts are the two more common systems use. Also when it comes to the system development they can get very complex meaning that the DFD and the flowchart are tools that can be used to create order form chaos and complexity.
TCO 1) What is the purpose behind the five primary activities in the value chain?
First, info flow diagrams and flowcharts argon the two most much utilize development and musical accompaniment tools employ today. Second, since systems developme nt is super complex, DFDs and...

...Chapter 1Homework:
Q1-3 (pg. 23)
Advantages of Proprietorships and Partnerships:
1. Easy to form
2. Few regulations
3. No corporate income taxes
4. Being one’s own boss
Disadvantages:
1. Limited life
2. Unlimited liability
3. Hard to raise capital
Advantages of Corporations:
1. Unlimited life
2. Easy to transfer ownership
3. Limited liability
4. Easier to raise capital
Disadvantages:
1. Double taxation
2. Costly set up
3. Costly period reports required
Q1-4 (pg. 23)
Profit maximization and maximizing shareholder wealth could conflict. For example, a company could accept very high return (and also very high risk projects) that do not return enough to compensate for the high risk. Profits, or net income, are accounting numbers and therefore subject to manipulation. It would be possible to show positive profits when shareholder wealth was actually being decreased.
Chapter 2 Homework:
P2-2a-c (pg. 57)
a. Operating cash flow = EBIT – Taxes + Depreciation
= $4,500 – $1,300 + $1,600
= $4,800
b. Free cash flow = OCF – D FA – (DCA – DA/P – DAccruals)
= 4,800 – (31,500 – 30,100) – [(16,200 – 14,800) – (3,600 – 3,500) – (1,200 – 1,300)]
= $2,000
c. Operating cash flow (OCF) is higher than free cash flow (FCF) because operating cash flow does not account for investments made during the year. Free cash flow not only looks at operations but...

...HOMEWORKASSIGNMENT1. Callaghan Motors’ bonds have 10 years remaining to maturity. Interest is paid annually, they have a $1,000 par value, the coupon interest rate is 8%, and the yield to maturity is 9%. What is the bond’s current market price?
PV factor of sum = (1+i)^-n
= (1+9%)^-10
=1.09^-10
= 0.4224
PV factor of annuity = 1 - (1+i)^-n / i
= 1 - (1+9%)^-10 / 9%
= 1 - 0.4224 / 9%
= 0.5775 / 9%
= 6.417
= PV factor of Sum * Par Value + PV factor of annuity * coupon payment
= 0.4224 * 1,000 + 6.417 * 80
= 422.4 + 513.3
= 935.76
2. An investor has two bonds in his portfolio that have a face value of $1,000 and pay a 10% annual coupon. Bond L matures in 15 years, while Bond S matures in 1 year.
a. What will the value of each bond be if the going interest rate is 5%, 8%, and 12%? Assume that only one more interest payment is to be made on Bond S at its maturity and that 15 more payments are to be made on Bond L.
b. Why does the longer-term bond’s price vary more than the price of the shorter-term bond when interest rates change?
3. Heymann Company bonds have 4 years left to maturity. Interest is paid annually, and the bonds have a $1,000 par value and a coupon rate of 9%.
a. What is the yield to maturity at a current market price of (1) $829 and (2) $1,104?
b. Would you pay $829 for each bond if...