In contemporary society, health insurance is indispensable to the lives of many people. This is due to the fact that people grow old, acquire disease and face the everyday risks that increases probability of injuries. Therefore, it is necessary to carry health insurance so individuals can avail of prompt and good medical services when needed. Unfortunately, a great number of people in the United States today are confronted with the issue of health insurance. It is one of the serious matters where the U.S. government should take measures immediately.
The Growing Problem of Health Insurance
As of 2000, it was reported that 38.7 million people living in the US were not covered by any kind of health insurance (Macmillan 3) and the numbers are still growing. In addition to this, the number of people who do not have any health insurance has been swelling daily due to two main reasons: depression and the aging society in the United States. Indeed, there are public insurance systems called Medicare, Medicaid, and CHIP (Children 's Health Insurance Program) which is intended for the poor, the elderly, and the children. However, these companies are usually owned and managed by the private sector, which makes insurance premium very expensive .As a result, a lot of people cannot simply afford to pay their health insurance. As a result, many people are uninsured. Presently, there are huge problems within the health insurance system in the US. Because of these undeniable problems, some people think that the inadequate health care system needs a significant and immediate overhaul.
Today, many countries have adopted the system of universal health insurance. This is due to the fact that there are several advantages in considering a nationalized healthcare system. For example, Japan is one of the many countries that adopted the universal health insurance system. It is proud of its longest life expectancy rate as
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