The Affordable Care Act
Florida International University
BUL6810: The Legal Environment of Business
The Affordable Care Act
The Patient Protection and Affordable Care Act (PPACA) or Affordable Care Act (ACA) is a health care reform law that was voted into enactment in March of 2010 (Summary of the Affordable Care Act, 2013). The ACA consists of many different parts of which come from the Affordable Health Care for America Act, the Patient Protection Act various parts of the Health Care and Education Reconciliation Act and the Student Aid and Fiscal Responsibility Act (Affordable Care Act Summary, n.d.). The original goal of the ACA was to cut back on the amount of dollars that was being spent on health care while making an attempt to get the people back in control of their insurance needs (About the Law, n.d.). It has sections dedicated to emphasizing changes to benefits, the rights and protections of the people, new rules for insurance companies to follow, taxes and tax breaks for companies and individuals, ideas about government funding, spending and the creation of committees. There are even sections dedicated to education (Affordable Care Act Summary, n.d.). The ACA is a complicated piece of legislation made up of many different provisions and regulations. Within this paper I will be discussing five of these provisions and three of the regulations that are either pending or existing. I will also be looking into two federal cases related to the constitutionality of the ACA - National Federation of Business v. Sebelius and Burwell v. Hobby Lobby. Five Provisions of the ACA
The five provisions that will be discussed within this section are; Title I - Quality, Affordable Health Care for All Americans, Title III-Improving the Quality and Efficiency of Health Care, Title V – Health Care Workforce, Title VII – Improving Access to Innovative Medical Therapies and Title IX – Revenue Provisions. I choose these provisions because they are something that relates to me as an individual or with some aspect of my family life. There is no better way to understand the provisions then to look at them in detail for one’s self. Provision 1. Title I - Quality, Affordable Health Care for All Americans (Title I. Quality, Affordable Health Care for All Americans, n.d.). This is said to be the biggest tax cut in history for families. This provision makes preventative care free for all individuals. There is no co-pay involved when you get annual screenings and physicals (Title I. Quality, Affordable Health Care for All Americans, n.d.). This is a great provision. This will hopefully encourage more people to go and get their annual physicals and annual screenings. I know so many people that always used the excused that they didn’t have the money to go see the doctor and this eliminates that excuse. Preventive screenings can help to eliminate bigger problems in the future. Provision 2. Title III-Improving the Quality and Efficiency of Health Care (Title III. Improving the Quality and Efficiency of Health Care, n.d.). – This provision looks to end the overpayments to health care insurance companies in the hopes that it will help to sustain Medicare for the generations to come. To hear that there was talk of Medicare not being around when I became eligible for it was a bit scary (Reuters, 2014). Any efforts made at keeping it available for those that will need it are great. Hundreds of people depend on the services of Medicare so it is a vital part of the economy. Provision 3. Title V – Health Care Workforce - (Title V. Health Care Workforce, n.d.). This provision provides funding in the form of grants, loan repayments and scholarships for people in the health care industry. Allowing those providing care to have a portion of their education debts erased. Another plus in my book. Dedicating my life to taking care of others, it’s good that there is some relief...
References: 111th Congress. (2009-2010). H.R. 3590-Patient Protections and Affordable Care Act. Retrieved from https://www.congress.gov/bill/111th-congress/house-bill/3590?q=%7B%22search%22%3A%5B%22affodable+care+act+provisions%22%5D%7D
About the Law
CNN Library. (2014, September 2). 25 Deadliest Mass Shootings in U.S. History Fast Facts. Retrieved from http://www.cnn.com/2013/09/16/us/20-deadliest-mass-shootings-in-u-s-history-fast-facts/
Health Reform Implementation Timeline
McManamy, S. (2013, May 6). Wellness programs and health care reform: Where are we?. Retrieved from Http://healthfitness.com/blog/wellness-programs-and-health-care-reform-where-are-we/#sthash.hduzRT27.dpuf.
Munos, B. (2013, April). We The People vs. The Pharmaceutical Industry, In Forbes. Retrieved from http://www.forbes.com/sites/bernardmunos/2013/04/29/the-pharmaceutical-industry-vs-society/
National Federation of Independent Business et al
Reuters. (2014, July). Medicare solvent until 2030, Social Security until 2033. Retrieved from http://www.cnbc.com/id/101860799#.
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