Student loans have played an integral role in the number of students attending university. Many individuals, especially those who are economically disadvantaged, have gained immensely from student loans. A large number of colleges get federal spending through student loans. The student loan also encouraged the rise of for-profit universities and colleges. Through this, more students have access to a college education. The for-profit schools also gain when they enroll students. Specifically, they gain financial support from the government in the form of federal student loans. Among for-profit schools, federal aid accounts for about 25% of their…
At first glance, Tamara Draut’s article seems to state a fact that most individuals already…
In the United States, Financial Aid like the Pell Grant has helped low-income students afford college. But as more lower income students enroll in higher education the need for federal funding increases. In the mid-nineteenth century support from taxes expanded funding for colleges. The support from the tax dollars aimed to help low-income families attend college. Since the nineteenth century, there have been many actions taken to reduce student loans. In 1972 the Pell Grant which provides financial aid based on income and to maintain eligibility the student must receive a 2.0 GPA or higher and receive two-thirds of the credits they attempted. As the…
Education plays a huge role in everyone’s life, and college is not cheap. Not everybody is eligible to receive aid from the government, such as Pell Grant, HOPE Grant, or Zell Miller. Some people have the financial ability to pay for college and…
My essay on tuition in America was graded on smartthinking by Ken F. Ken returned my essay with contructive critism concerning my supporting details and also my organization. Creating a working thesis is something that I struggle with when writing essays so I was not surprised by his critque. Ken said that I lack a clear thesis statement and that readers will not fully grasp the focus of my discussion. He also mentions that I should go on to present the main idea as the issue of higher education fees and my supporting points be the reason for each issue. I will use the example he provided to organize my thesis first then organize the rest of my essay…
Current students give their opinion on whether or not they believe community college should be free and a student Felipe Bezerra says. “Tuition shouldn’t be free for those who can afford it.” I agree with Mr. Bezerra because community college tuition is not very high and if students who parents can afford to pay for their college should. Since waivers already exist for students with low income families they receive the help they need. Students also receive a pell grant, for families whose income is high their kids receive less however if college tuition is free than we are simply helping the families that can afford to pay their students education save money. Since community college is basically already free for low income students, we are really only providing help to the families who are not low…
Going to college is a great step in life for a lot of us, but things now-a-days keep getting more expensive and many families don’t have the finances to afford it. We come to the one and probably the only option that is financial aid. Financial aid helps more than two thirds of the students, and some of them don’t use it the way they’re supposed to; some abuse the financial aid system and lie on the application so they can get money. Thanks to financial aid students have the opportunity to study in college and be able to earn a degree, but there are students that take advantage of it. I believe that financial aid system should be reconstructed as well as more security procedures should be added to the applications.…
Tons of millions of young adults every day throughout America are not able to get into college. Young adults nowadays have given up on their chances to go to college, because they are too poor to afford not only to be able to attend college but because of the supplies people need. An average college textbook cost $200 which for all your classes would equal up to $1,200 per year (Chenes, Elizabeth Des). Also, colleges offer scholarships to women because of their gender but not to men. Public college schooling should be paid by the government or for “free” because American Students on the honor roll work hard, history morals stated free education, and more kids will try harder in their high school experience (Chenes, Elizabeth Des).…
There are a lot of people saying college degrees are overrated, and that they are more…
From personal experiences, many people can concur that colleges is expensive and even after earning a degree can leave a person in debt for a long period of time. Although, financial aid such as grants, loans and scholarships are given to those; many of which, doesn’t apply to everyone. Most of the time, people with unfortunate backgrounds such as low income students have their community college pay off, but a handful of people don’t…
The cost of a university education has increased 12-fold in the past three decades. Most students pay for college with a combination of family, work, grants, scholarships, and loans. Few students have families who can pay for their education entirely. To pay for college, a student needs to work more than 48 hours a week on minimum-wage. Add that to the time needed to be successful with a full load of classes, and simply working your way through college today is impossible. Even a maximum federal Pell Grant only covers the cost of attending a community college, it leaves a large deficit on the bill for a university’s tuition. Everyone is competing…
People who have potential and the knowledge to go to college and make a difference won't be able to do so if they don't have the money. In Europe, some colleges and top universities are free! People like Leonardo Da Vinci, attended colleges in Europe. People should all have equal opportunities and should be able to pursue their dreams. If colleges were free, who knows what the world might have invented today. Maybe a cure for cancer? Or a new object that can better our daily lives. But we won't know since colleges are not…
Tuition rates have increased over the past year and even the wealthiest family haven’t been able to keep up with the cost of college tuition. The Free Application for Federal Student Aid (FAFSA) determines the student eligibility for financial aid which tends to give aid to families that earn an income of less than 50,000 and has left a large group of middle-class families who earn more than 50,000 and less than 100,000 out without…
Do you ever think about college debt and realize the outcome of it once you finish getting an education? The cost of getting an education in college has been increasing as years go by. This has became a huge problem for students wanting to attend college. Some students don’t have the amount of money to cover for college and are having trouble getting an education. Even though debt is increasing, there are some possible solutions to avoid it.…
I agree with your stance on student loans. Most recipients finish schooling only to find themselves in a lot of debt. This is why it is important to pay your way through college if possible. I would also like to add that the competition that comes with scholarships makes them all the more valuable. Scholarships are a trouble, but hard work pays off when they are…