How to easily see if your business is setup with D&B‚ Experian‚ and Equifax Written by Janet Gershen-Siegel When you are first starting out‚ even before you sell one product or service‚ your company exists‚ of course. Even if it’s just conceptual‚ there’s a company or a proto-company at least. But your small business hasn’t ‘arrived’ until it’s on Dun & Bradstreet‚ Experian‚ and Equifax. So‚ how do you determine if your company is in any of these credit reporting bureaus’ databases? Fortunately
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potential risk. Thesis Statement: Credit scores are a fair measure to help lenders estimate potential risk. IThere are many different companies that specialize in credit scores. Some of these companies include Experian‚ Transunion‚ and Equifax are the three most popular credit bureaus in use today. A.Equifax – most up to date information‚ information good format and easy to understand B.Experian – very reliable information can be old data that is being used to estimate score. Not
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Alongside Experian and TransUnion‚ Equifax stands as one of three most important consumer credit reporting agencies in the U.S. The company’s importance is underscored by the large number of outside people and companies that rely on its information. Creditors‚ landlords and employers will use the information provided to make decisions about doing business with certain individuals. What Services Does Equifax Provide? Most Americans are aware of the fact Equifax provides personal information related
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f SPEECH PLAN FOR INFORMATIVE SPEECH Title: “What lifestyle do you want to live? Understanding Your Credit” Topic: Credit Reports and Credit Scoring Specific Purpose: I want my audience to understand the factors that make up their credit scores. Thesis Statement: The factors that make up the credit scores are: payment history‚ debt‚ length of credit history‚ new credit‚ and type of credit used. (www.myfico.com) Organizational Pattern: Categorical Forms of Support: Explanation‚ graphs
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Dave and Busters: Deanna Hubert Dave and Buster ’s‚ Inc. is a nationwide food and fun chain of huge adult-oriented complexes. D & B ’s combines everything from restaurants and bars to high-tech arcade games to shuffleboard games. Many refer to the establishment as the Chuck-E-Cheese for adults. D & B ’s mission statement is‚ _"To deliver an unparalleled guest experience through the best combination of food‚ drinks and games in an ideal environment for celebrating all out fun"_ (Dave and Buster ’s
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Equifax commonly known as EFX is one of the three biggest consumer retail credit reporting companies in the world‚ the remaining two being Experian and Transunion‚ commonly known as the “Big Three”. Equifax was established in 1890‚ with its headquarters based in Atlanta‚ Georgia. The annual revenue income being about 3.14 billion US dollars and about 9500 employees working globally. Aside from offering credit and demographic related data‚ services to business‚ Equifax also sells credit monitoring
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What Happened? From May through July‚ Equifax experienced a data breach that compromised the personal information of 140+ million people. Hackers accessed names‚ Social Security numbers‚ birth dates‚ addresses and‚ in some instances‚ driver’s license numbers. According to Equifax‚ the issue has been contained. Why Should I Care? Equifax is one of three major credit bureaus‚ responsible for your credit score. Your credit score is based on information in your credit reports that are produced by these
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After the colossal Equifax data breach‚ should CEO Richard F. Smith be put in jail? According to NBC‚ the breach affected up to 143 million people. This is nearly half the population of the United States. The breach revealed credit card numbers‚ social security numbers‚ addresses‚ and other information. NBC also stated the breach did not just affect Equifax customers meaning everyone should be cautious. These and other reasons are why individuals believe Richard F. Smith should be jailed. Richard
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Case: Deters v. Equifax Credit Information Services‚ Inc. (2000) The United States District Court for the District of Kansas Westlaw Facts: Ms. Deters‚ the plaintiff‚ sued Equifax‚ the defendant‚ in the United States District Court for the district of Kansas after being sexually harassed on several different occasions by three different co-workers and also the original male supervisor. Violating Title VII‚ prohibiting discrimination of employees based on race‚ color‚ religion‚ sex and national
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The Equifax hack was a hack that occurred in mid-May to July and affects 143 million Americans (and an undisclosed amount of British and Canadian citizens). The hack was a result of an exploit of a security vulnerability in a US website application (some individuals accused Equifax of sacrificing security for additional profit). From there the hackers‚ who have not yet been identified/named‚ were able to access customer files. These files included names‚ social security numbers‚ birth dates‚ and
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