The Patient Affordable Care Act

The Patient Affordable Care Act also known as the Obamacare was created on March 23, 2012. The Affordable Care Act is a health care law that aims to ensure that all Americans have access to quality, affordable healthcare by increasing access to health coverage for Americans and introducing new protections for people who already have health insurance this law will hopefully create the transformation within the health care system necessary to contain cost. The ACA law puts in place comprehensive health insurance reforms that will roll out over four years and beyond, with most changes taking place by 2014. The Affordable care act has nine titles which help in addressing the reform quality, affordable health care for all Americans, the role of public programs, improving the quality and efficiency of health care, prevention of chronic disease and improving public health, health care workforce, transparency and program integrity, improving access to innovative medical therapies, community living assistance services and supports, and revenue provisions. Within those nine titles I’ve chosen to expand on two areas prohibiting denials of coverage based on pre- existing conditions and helping young adults by requiring insurers to allow all dependents to remain on their parents plan until the age of 26.
The first area I chose to expand on from the Patient Affordable care act is the prohibiting of health coverage based on pre existing conditions. As of this year 12.6 million non-elderly adults known as 36 percent of those who tried to purchase health insurance directly from an insurance company in the individual insurance market were in fact discriminated against because of a pre-existing condition in the previous three years. According to the Health and Human Services Secretary Kathleen Sebelius without the Affordable Care Act up to 129 million non-elderly Americans who have some type of pre-existing health condition, like heart disease, high blood pressure, arthritis or