Discrimination On African Americans

African Americans tend to fall under a lower class due to discrimination. African Americans are less likely to own a house, less likely to have a consistent job, and less likely to have the same pay as Caucasians. According to Shin, a personal financier, “The median white homeowner’s house is worth $85,800 compared to $50,000 for black homeowners. Discriminatory lending also exists today: Mortgages obtained by households of color tend to have higher interest rates” (Shin). African Americans are discriminated against, making them have higher interest rates than Caucasians. Woodruff, a personal finance correspondent states, “Since the 1960s, the difference in household income between black and white households ballooned from $19,000 to $27,000,
Segregation is still a big problem in the United States. Discrimination impacts African Americans by decreasing their pay, and by supplying them with less work benefits. According to Woodruff, a personal finance correspondent, “The average 401(k) balance for black workers enrolled in 401(k) plans in 2010 was $7,557, nearly half as much as white workers and barely unchanged from 2007. And for those blacks who are saving, they are 9% more likely to dip into their 401(k) contributions- more than four times as often as white” (Woodruff). The wage gap between African Americans and Caucasians has increased more and more each year, while being supplied with more taxes and less benefits. Another reason people believe African Americans get paid less is because of failing to receive a proper education. However, many African Americans get a subordinate education because of prejudice in the school system. According to Kohli, an editorial fellow at quartz, “The district had 6,622 students—38 percent of them black and 49 percent white—as of June 2013. But at every level where students are tracked, black students were underrepresented in higher-level classes” (Kohli). African Americans are being placed in lower level classes because of tracking, a biased system for class placement. Therefore, they are receiving an inferior education
In American history, we have had laws and acts that have abolished some on the repercussions of slavery, but not all. “The 1964 Act certainly was not the first act Congress ever passed to vindicate civil rights. Soon after the Civil War (1861-1865), Congress passed the Civil Rights Acts of 1866 and 1875 in attempts to effectuate the liberty that many in Congress believed was granted by the abolition of slavery in the Thirteenth Amendment and the call for citizenship and equality in the Fourteenth Amendment,” (Chambers). The Fourteenth Amendment, as most people perceive, provided equality for people of color in the United States. However, beyond what meets the eye, there is a complex world full of discriminant people who do not treat others with equality and respect, due to the color of their skin. The Fourteenth Amendment for the most part, did clear up the partition between African Americans and Caucasians. If the government creates a law or amendment, similar to the Fourteenth Amendment, that is strict and provides a punishment for those who are discriminant to this day, then society can be a better place with equal opportunities for African-Americans and other racial groups. Social groups that promote racial equality can help influence the average american person today. President Obama stated in his speech to the NAACP Centennial Convention on July 16, 2009,