PERSONAL WEALTH MANAGEMENT ASSIGNMENT: SEMESTER 1 2013 DUE DATE: Week 9 (at lecture) TOPICS COVERED: 1-7 ASSIGNMENT IS WORTH 20 MARKS (Marked out of 100 and scaled to 20) ASSIGNMENT REQUIREMENTS You have been provided with a Client Data Form for Winston and Yvonne Kee. Winston and Yvonne have come to you for financial planning advice and have completed their personal financial details and provided information about their needs and objectives. You are to use the information in the Client Data Form to answer the assignment questions. This is a group assignment and you will be required to form a group in the first two classes. A group is 4 students. Each member of the group is to participate fully in the assignment and the group is required to submit a signed statement attesting to full participation and contribution by group members. Where the group believes a member has not contributed sufficiently to the work submitted, this should be documented. In this event, the member may receive a lower mark for the assignment than the other group members. Your assignment should be typed and securely bound. Start each question on a new page. Show your workings.…
The portfolio risk management is more structured and complex approach, which gives procedures and processes during the process of decision-making. The key goal of the portfolio risk management approach is to reduce risk while getting the most out of the business return on investment (McCarthy, 2004). This approach would help businesses to assess its risk tolerance while improving the business operations. The business that uses the portfolio risk management approach would be able to evaluate the risk in a broad and level way. Overall this…
Prepare a 700- to 1,050-word paper in which you determine asset classes for your mutual fund ...…
JC Penney is a mid range department store, founded in 1902 by James Cash Penny and William Henry McManus as “the Golden Rule”, becoming JC Penney in 1913. J.C. Penney is the second largest department store retailer (trailing Sears, Roebuck and Co.) and the largest catalog merchant in the United States, with licensing agreements for its products throughout the world. The company’s home base is located in Plano, TX .JC Penney operates 1,067 department stores in 49 the United States and Puerto Rico. J. C. Penney also operates catalog sales merchant offices nationwide in many small markets, comprising a portion of the largest general merchandise catalog business in the United States.…
Expected return is “forward-looking” in the sense that it represents the return investors expect to receive in the future as compensation for the market risk taken. The challenge is that practitioners cannot precisely know what the future holds and thus what the expected return should be. Thus, we create methods to estimate the expected return.…
Meyer & Depew Company is an HVAC contracting company that is located in Kenilworth, New Jersey. Meyer & Depew Company is serving both the residential and commercial communities alike. Meyer & Depew Company specializes in heating, air conditioning, air quality and comfort, and home generators. Their heating services include ComfortGuard service, heating installation, furnace repair, boilers, heat pumps, and heating service and maintenance. Meyer & Depew Company performs commercial rooftop unit replacement. Meyer & Depew Company is dependable and affordable. This HVAC contracting company is fully licensed. Meyer & Depew Company is a recipient of the Angie’s List Super Service Awards. Meyer & Depew Company is a Better Business Bureau accredited…
When Richard Sears first began a small retail business selling watches in 1886, he could have dreamed of his store becoming a success but the success it has become, had to be beyond his expectations.…
J.Crew at Stonestown mall is having difficulty targeting San Francisco State students to shop at their store, even when J.Crew offers a 15% off discount to college students.…
Dimensional Fund Advisors (DFA) is an investment firm based in Santa Monica, California, whose primary businesses are small stock funds. DFA’s core beliefs are efficient markets and two other principles: the value of sound academic research, and the ability of skilled traders to contribute to a fund’s profits even when the investment was inherently passive. With its founding, DFA surmised that acting on these beliefs would make it unique among investment companies. Besides, DFA charged fewer fees than those of most actively managed funds but more than those of pure index funds, which was fitting given DFA’s position in the market as a passive fund that still claimed to add value.…
References: 1. Ross, S.A. , R.W. Westerfield, J. F. Jaffe and B.D Jordan. Modern Financial Management. 8th ed. New York . McGraw Hill-Irwin, 2009. Chapter 7.…
Best Buy is currently on top of the electronics retail industry. It is followed by Circuit City and Radio Shack. Best Buys’ total annual sales for last year were $35,934 million, and Circuit City was at $12,429 million (“Competitive Landscape”). If you look at the electronic retail area, which includes Best Buy and Circuit City, you will see that Best Buy is ahead by $23,505 million more dollars than Circuit City.…
The client wants to minimise risk subject to the requirement that the annual income from the investment be at least $60,000. According to Innis’s risk measurement system, each unit invested in the stock fund has a risk index of 8, and each unit invested in the money market fund has a risk index of 3; the higher risk index associated with the stock fund simply indicates that it is the riskier investment. Innis’s client has also specified that at least $300,000 be invested in the money market fund.…
The corporation 's headquarters is located in New Brunswick, in the state of New Jersey, USA; and its consumer division is located in Skillman, New Jersey.…
When it comes to investing, it is crucial to determine one’s risk tolerance, expectation for capital appreciation, income requirements, preferred portfolio volatility, time horizon, and of course, the expected overall potential return. These characteristics are generally summed together to form the investor profile of a particular investor. It will allow an individual to make clear of their goals and objectives, determine their comfort level with risks and uncertainties, as well as other valuable information necessary to make wise investment decisions in the future.…
Option 2: Invest $5,000 for 10 years in Aberdeen Select Portfolio - Aberdeen Pacific Equity Fund (SGD) by Standard Chartered Bank…