1. James plans to fund his individual retirement account‚ beginning today‚ with 20 annual deposits of $2‚000‚ which he will continue for the next 20 years. If he can earn an annual compound rate of 8 percent on his deposits‚ the amount in the account upon retirement will be 98845.84(since it is a retirement plan so‚ assumed to be annuity due) correct 91‚523.93 – ordinary annuity in this accumulation phase. 2. $100 is received at the beginning of year 1‚ $200 is received at the beginning of year
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What is Most Important When Selecting a Health Plan? Ilsa Porto Palm Beach State College HSA4109 What is Most Important When Selecting a Health Plan? As the competition for healthcare providers‚ as well as the cost‚ increases throughout our nation‚ it has become more difficult for consumers to make knowledgeable choices about what health care plan they should purchase to protect their families. The heath care sector is
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small scale sectors Submitted To : | DR . S. Gupta | Submitted by : | Abdul Hamid | Small-Scale Industries of India Introduction The industrial policy Resolution of 1956‚ while emphasizing the role of cottage and small scale industries‚ stated: They provide immediate large scale employment‚ they offer a method of ensuring a more equitable distribution of National Income‚ and they facilitate an effective mobilization of capital and skill‚ which might
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Costs Of Production Practice Questions 1. The main difference between the short run and the long run is that: A) firms earn zero profits in the long run. B) the long run always refers to a time period of one year or longer. C) in the short run‚ one or more inputs is fixed. D) in the long run‚ only one variable can be fixed. 2. At the level of output where marginal cost equals average variable cost: A) average total cost is decreasing. B) average variable cost is decreasing
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Introduction Identification and classification of bacteria is important to make easier manipulation on the bacteria for various purposes such as for medical‚ research‚ developmental‚ and biotechnicalfieldsThe cell wall is the basis for classification of bacteria according to the Gram stain. Accordingto the chemical make up of bacterial cell wall‚ a staining procedure‚ Gram stain‚ helps usclassify bacteria into two subgroups‚ The cell wall can stain either positive or negative‚depending on its chemistry
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by very poor people. Hence‚ this movie focuses on the life of Jamal living in the slums and of course‚ the life of the poor in India. On the other hand‚ the word ‘millionaire’ describe the idea of a person who is wealthy and owns a lot of money‚ which in this case‚ referred to Jamal as he successfully won 20 million rupees in the show ‘Who Wants To Be A Millionaire’‚ by answering all the questions given by only using all the experience he had since he was a kid. Based on the Oxford Dictionaries
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The Most Embarrassing Day in My Life When I was in Form four‚ my school held an English elocution contest. I was really horrified when I was chosen as one of the participants. For the next few days‚ I searched model essay books for a suitable topic to speak on for I could never had written my own speech even if my life depended on it. Eventually‚ I chose a topic on pollution because at that time‚ everyone from the man in the street to the top ministers were talking about it. After that‚ I memorized
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Snaking through the underground tunnels of Manhattan‚ running express through the busy life of the Manhattan bridge into the light of the past in Brooklyn via the Brighton Beach service line‚ the Q subway line goes through the exuberant life of various different neighborhoods. Many of these neighborhoods provide a picturesque experience of the diversity in New York City. Many of those neighborhoods include: Upper East Side‚ Midtown Manhattan‚ Union Square‚ SoHo‚ Downtown Brooklyn‚ Flatbush‚ Ditmas
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PSY 449 Assessment Project May 23‚ 2013 1) Beck Hopelessness Scale * Authors: a) Aaron T. Beck and Robert A. Steer (A. Beck‚ A. Steer‚ 1978-1993). * Publisher: a) The Psychological Corporation * Date of Publication: b) 1978-1993. * Current Version: * Reasons for any revisions: 2) Logistical Information * Cost of manual: a) 1997 price data: $49.50 per complete kit including 25 record forms and manual; $27.50 per 25 record forms;
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Submitted by : Economies of Scale and Scope in Local Public Transportation: The study tires to make a contribution to the debate on the introduction of competitive tendering procedures in the urban bus transport sector. The paper tries to investigate to what extent multi-mode suppliers could use the scope and scale economies to reduce their costs in comparison to a group of single-mode operators offering to provide local transit services. The model specification used in the analysis is based on
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