ABSTRACT The advent of Information Technology (IT) is rapidly changing the banking industry. In this study‚ the impact of IT on the banking industry in Nigeria is described. A questionnaire was employed to collect data from customers at five major banks in Nigeria on the extent to which customers believe that IT exerts an impact on banking services. The results of the study clearly indicate that IT has contributed immensely to the growth of the banking industry in Nigeria. Keywords: Information
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Domenicos Theotocopoulos‚ otherwise known as El Greco‚ was born in Crete in 1541 and died in 1614‚ Domenicos was a talented Cretan painter‚ architect‚ and sculptor. He was given the name El Greco‚ translated literally as "the Greece"‚ because he was born on the island of Crete in 1521 and at that time Crete belonged to Greece. El Greco lived on the island of Crete until the age of 25 when he left to explore the world. In Venice‚ El Greco worked under Titian who was considered the Great Master
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Commercials has a great influence in our day to day lives. All commercials‚ basically attempt to persuade the people to buy the products. Commercials let people know about the new products the company (ex. Apple) launches and reminds the customer that their product is superior to the competitor’s product. The commercial explains why their product is different and effective than the competitor’s product and influences the customer about the benefits of the product. To gain the attention of
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External Analysis of National Commercial Bank Jamaica Ltd To conduct an external analysis‚ one must evaluate three environments; the general or macro environment‚ the industry and the competitive environment. In this paper‚ we will examine NCB’s macro environment‚ its industry and competitive environment. General Environment According to Carpenter and Saunders (2009)‚ the macro environment can be defined as the larger forces that a firm faces‚ which includes political‚ economic‚ socio-cultural‚ technological
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CHAPTER 17 LENDING TO BUSINESS FIRMS AND PRICING BUSINESS LOANS Goal of This Chapter: The purpose of this chapter is to explore how bankers can respond to a business customer seeking a loan and to reveal the factors they must consider in evaluating a business loan request. In addition‚ we explore the different methods used today to price business loans and to evaluate the strengths and weaknesses of these pricing methods for achieving a financial institution’s goals. Key Topics in This Chapter
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Tanaya Devasthali TABLE OF CONTENTS 1 ABSTRACT……………………………………………………………………………………....3 2 REVIEW OF LITERATURE 2.1 INTRODUCTION……………………………………………………………………….3 2.2 DEFINING TERMS AND CONCEPTUALIZING RELATIONSHIPS 2.2.1 EL-NINO………………………………………………………………………...4 2.2.2 SOUTHERN OSCILLATION…………………………………………………6 2.2.3 LA NINA………………………………………………………………………...7 2.2.4 CLIMATE AND ITS MEASUREMENT……………………………………..7 2.2.5 CLIMATE SYSTEM……………………………………………………………8 2.2.6 CLIMATE VARIABILITY AND CLIMATE CHANGE……………………9
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An Expatriate Tour in El Salvador source: This case was written by Susan Bartholomew based on personal interviews. Names‚ dates‚ and details of situations have been modified for illustrative purposes. The various economic‚ political‚ and cultural conditions described are presented as perceptions of the individuals in the case; they do not necessarily reflect the actual conditions in the region. The events described are presented as a basis for classroom discussion rather than to illustrate
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the United States‚ it is not mandatory for kids to go to school. Unfortunately‚ she stopped going to school at sixth grade along with her other sister. She says she stopped going to school because they had changed her teacher. The teacher she
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El Filibusterismo is the sequel (of sorts) to Rizal’s Filipino classic‚ Noli me tangere. It is set some thirteen years after the events of the earlier book‚ Noli‚ dominated by Juan Crisóstomo Ibarra‚ now Simoun‚ and his ideals for a better future for the Philippines It was written in dedication to the three martyred priests Mariano Gomez‚ Jose Burgos‚ and Jacinto Zamora‚ whose deaths left an indelible mark in his mind. http://www.complete-review.com/reviews/filipino/rizalj2.htm http://carlojoe5
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Table of Contents History of El Pollo Loco 3 Motivations for Expanding Internationally 5 Alternative International Expansions 7 Justification for Expanding to Australia 9 Australia: Region of Interest 11 Geography 11 Climate 11 Agriculture 12 Distance 13 Population 13 Religion and Language 15 Issues Related to Management 15 Historical 15 Economic 16 Political and Social 16 Legal 17 Cultural Dimensions Analysis for Success 19 Current and Historical Marketing Practices 21 Four P’s
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