total economic needs and subtracted the financial resources available after death which equals the amount of additional life insurance required to protect their family. Afterwards‚ the family will need to take into consideration some life insurance underwriting to then come to the conclusion of which life insurance is right for them. The smart‚ well informed family will have done their homework and gone over the pros and cons of each type‚ comparing costs features‚ insurance companies and agents. They
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overdraft and Cash credit (d) 2. Employment and Profession Joint life policy and Group insurance Write short notes on any two of the following : (a) Hypothecation (b) Leasing (c) Public utility undertaking (d) 5+5 Underwriting ECO-1 1 P.T.O. PART-B Attempt any three of the following questions : 3. Discuss the role of entrepreneur in business 6+4 promotion. Outline the basic characteristics of an entrepreneur. 4. State the various methods of
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Events: An Introduction The Event Manager has to foresee all the impacts that events can have‚ both positive and negative. They must tackle these negative impacts and turn them around. This can be done through awareness and intervention as early as possible. The Events Manager must be very organised‚ a good planner and communicate effectively with the community and stake holders. They must also keep tight control of the budget. Overall‚ they must balance the good with the bad so as to achieve
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Financial Management FINANCIAL INTERMEDIERIES IN PAKISTAN Definition: A financial intermediary is an institution‚ firm or individual who performs intermediation between two or more parties in a financial context. Typically the first party is a provider of a product or service and the second party is a consumer or customer. Financial Intermediaries are financial institutions that accept money from savers and use those funds to make loans and other financial investment in their
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Corporate Social Responsibility We live in an increasingly complex and sceptical world full of corporate scandals‚ stock market downturns‚ an uncertain economy. All these things have diminished trust in the corporate sector and its leaders. Stakeholders have become more critical‚ especially when they hear about drilling activities in Nigeria and Greenpeace campaigns against a firm. Companies need to address this by demonstrating their positive impact on society and by taking appropriate measures
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carriers withdrew from an unattractive marketplace‚ or in the case of many federally-financed co-ops like Health Republic Insurance of New York‚ one of the state’s largest individual plan insurers‚ simply went out of business due to substantial underwriting losses.” (USA today 1) It will even increase the medical cost in the U.S as a whole and people who have ordinary commercial insurance are required to pay extra either insurance companies or directly for hospital or medical
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Concept‚ Sources and Type of Risk Toga B. Simatupang SE‚ MM‚ CPLHI‚ CICA‚ RFP PPAK Univ. Trisakti – Risk Management Origin of Risk • Arabic word : Risq “anything that has given to you (by GOD) and from which you draw profit” • Latin word : Riscum “unfavourable event” • French word: Risque “nothing venture nothing gained” • English word : Risk chance of negative outcome unexpected outcome chance of bad consequences hazard‚ loss‚ etc Definition of Risk “the
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EXECUTIVE SUMMARY Although merchant banking activity was ushered in two decades ago‚ it was only in 1992 after the formation of Securities and Exchange Board of India that it is defined and a set of rules and regulations in place. Today a merchant banker is who has the ability to merchandise that is‚ create or expand a need and fulfill capital requirements. I have given an overview about the financial markets and the role of merchant bankers in the growth of these markets. My project covers
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INTRODUCTION A merchant banking is a financial institution primarily engaged in offering financial services and advice to company and wealthy individuals on how to use their money. A merchant bank deal with commercial banking needs of finance‚ company & long term loans and stock writing. Merchant banking does not have retail offices where customer can go and access their account. A merchant bank is also called as wholesale banking.
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Chapter 1 INTRODUCTION 1.1 Introduction Insurance‚ in law and economics‚ is a form of risk management primarily used to hedge against the risk of a contingent loss. More importantly‚ insurance company portfolio managers work under a different‚ and possibly more restrictive‚ set of regulatory constraints than other institutional investors (Badrinath‚ Kale‚ Ryan‚ & Jr‚ 1996). Insurance is defined as the equitable transfer of the risk of a loss‚ from one entity to another‚ in exchange
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