CHAPTER 1 INTRODUCTION 1.1 Non-Performing Loans(NPLs) Non-performing loans (NPLs) can be defined as defaulted loans‚ which banks are unable to profit from. Usually loans falls due if no interest has been paid in 90 days‚ but this may vary between different countries and actors. Defaulted loans force banks to take certain measures in order to recover and securitize them in the best way. (Ernst & Young‚ 2004) and there also the definition of impaired loans is loans that have not expired
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relationship between incarceration and crime has been examined for a long time. Some researchers have posited that incarceration reduced crime. Others have argued that incarceration did not reduce crime; even‚ a few of researchers insisted that it increased crime. Also‚ some scholars have contended that incarceration brought about unintended or collateral consequences. By delving into numerous studies focusing on the relationship between incarceration and crime‚ this literature review will illuminate
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none is trustable because anyone can be a criminal‚ can be a suspect. Crime has been increasing in Philippines recently. The public’s fear of crime is a major concern for policymakers‚ more so if it involves a marked and sudden increase of violent and property crime. Meanwhile‚ violent crime generally includes crime of violence such as murder‚ gang robbery with firearm‚ rape and sexual abuse. What is the main cause of crime and its imperative relationship to poverty? Such a question at first may
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The concept of viruses being living or non-living has been greatly debated throughout the scientific community‚ essentially because of varying differences in scientist’s definitions of what constitutes life. Furthermore‚ scientists also disagree on the degree to which viruses fit into the living or non-living category. There are seven fundamental components which can be used to define life. The first being that living things must maintain homeostasis; the ability for it to control its internal temperature
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Lenn King 12R Ethics Project Crime in The Bahamas What is crime? The term crime does not‚ in modern times‚ have any simple and universally accepted definition‚ but one definition is that a crime‚ also called an offence or a criminal offence‚ is an act harmful not only to some individual‚ but also to the community or the state (a public wrong). Such acts are forbidden and punishable by law. The idea that acts like murder‚ rape and theft are prohibited exists all around the world
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Juvenile Crime One of the biggest problems which the United States is faced with is juvenile crime. The reason experts feel juvenile’s commit crimes is because of risk factors when they were younger but experts still have not found the main reason why juvenile’s commit crimes. Some risk factors associated with juvenile crime are poverty‚ repeated exposure to violence‚ drugs‚ easy access to firearms‚ unstable family life and family violence‚ delinquent peer groups‚ and media violence. Especially
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one of the most burning problems of nowadays. Now millions of chimneys‚ cars‚ buses‚ trucks all over the world exhaust fumes and harmful substances into the atmosphere. These poisoned substances pollute everything: air‚ land‚ water‚ birds and animals people. So‚ it is usually hard to breathe in the large cities where there are lots plants. Everything there is covered with soot and dirt. All these affect harmfully. Environmental pollution is one of the most acute problems of modern society. The Earth
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Incarceration is/is not a deterrent to crime? The major question that comes to my mind regarding crime statistics is "Why is it that the number of people that are in the U.S. is rising at an unprecedented rate?" Analyst say that the crime rate has remained relatively flat over the last 15 years‚ but today we are seeing the most rapid growth in our nation’s prison population since the first prisons were established in the 19th century. Some say that this incarceration increase is due to the
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How successful has the prison system been in achieving a balance between disciplinary and therapeutic strategies in dealing with drugs? Introduction: The role of the prison can be described in various ways. Nevertheless‚ in a broader sense‚ prisons are meant to perform the varied objectives of punishment which include deterrence‚ retribution and rehabilitation. The generalized understanding of the function of the prison is however‚ at the least‚ to keep troublesome individuals away from the society
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Broad Topic : Societal Problems Narrow Topic : Which is the bigger problem ; crime or morality? Thesis Statement : Crime is not a problem to the society; morality is. Argument 1 : Morality itself causes crime Detail 1 : Low morals Detail 2 : Lack of parental guidance and supervision Detail 3 : The lack of religious education Argument 2 : Morality is the basis of all human actions Detail 1 : Good foundations of morality Detail 2 : Nations with low crime rates Detail 3 : Morality influences
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