UGBA 103 Fixed Income Valuation 1A) YTM is 4.75% at time of issuance. YTM is 4.88% at 99 per 100. YTM is 4.62% at 101 per 100. 1B) NTT should have been selling at $915.861M PVpredrop = (47.5/.0475)*(1-(1/((1.0475)^2))) = 88.636M PVpostdrop = ((30/.03)*(1-(1/((1.03)^2))))/(1.03^2) = 198.502M PVfacevalue = 1B/(1.0475)^10 = 628.723M PVpredrop + PVpostdrop + PVfacevalue = 915.861M 2A) Bond A should sell at $1040.55 each. Bond B should sell at $1000 each. Bond C should sell
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“Maturity comes with experience‚ not age” (Ziad K. Abdelnour). Everyday‚ people of all ages lose their innocence and develop morally through their daily experiences. Children deal with mishaps on the playground as they sort out conflicts with friends and family and troubles in school. Similarly‚ Adults deal with conflicts within their own families‚ problems at work‚ and the loss of a loved one. Through experiences‚ people learn important lessons that impact the way they think‚ act‚ approach situations
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Freud: Maturity & Religion Sigmund Freud‚ an Austrian neurologist‚ viewed religion and maturity together as being incapable. When he discussed religion as an illusion‚ he said that it was a “fantasy structure from which a man must be set free if he is to grow to maturity.” He argued that religion as a neurotic behavior locks the psyche into a pre-adult stage‚ which I find to be true as well based on that ideas are imposed on birth‚ the need of a father figure‚ and that religion separates man from
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In the novel To Kill a Mockingbird‚ the character Jem was able to grow in maturity from the experiences that helped shape his understanding of Boo Radley. As a matter of fact‚ his childish beliefs‚ based upon rumors heard‚ of Boo was that he was a monster who ate cats and squirrels. Unfortunately‚ he doesn’t know yet that Boo Radley tries to extend a “hand” towards the kids by leaving gifts in the knot hole of the tree‚ to tell them he’s not who they think he is. A quote from pg 81 sheds light that
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Psych 412 Penn State Dr. Love When i was in high school‚ I skipped school one day in order to go to my boyfriends house (whom my parents didn’t know about because they didn’t approve of me dating anyone)‚ and i faked a note and called them to tell them i was sick from my parents phone pretending to be my own mother. This was a risk-taking behavior because‚ as i later found out‚ the school figured out that I wasn’t actually sick and called my parents. Then‚ my parents found out about my boyfriend
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their education. However‚ if their partners are more disciplined and are concerned about their studies‚ their time would not be wasted. Instead they can have a healthy competition among them. Together they can try and achieve academic excellence. At tertiary level‚ students are mature enough to handle academic challenges and relationship problems. In a nutshell‚ it is all right for university students to go on dates and commit themselves to a steady relationship because relationships offer them mental
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SERVICE PHYSICAL IN NATIONAL CAPITAL REGION: BASIS IN DEVELOPING INNOVATIVE INSTRUCTIONAL MATERIAL IN PE Degree : MASTER OF ARTS IN EDUCATION IN PHYSICAL EDUCATION Key Concepts: PE INSTRUCTIONAL MATERIALS PHYSICAL EDUCATION COMPETENCY IN TERTIARY LEVEL TEACHING STRATEGIES IN PE Background of the study: Effect of the Availability and the Use of Instructional Material on Academic Performance of Students in Punjab (Pakistan) Muhammad Arshad Dahar PhD Candidate‚ Department of Education
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QUESTIONS: 1. The changing pattern of work and employment practices in Ghana has led to a breach in the psychological contract and impacted negatively on the achievement of the ILO standards. a. Design or adopt a research instrument (preferably a questionnaire) to collect and analyse data on the effect of the changing nature of work and employment practices in the core ILO standards and the impact on psychological contract in any two industries (40 marks) b. Using concepts and
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process itself. 2.0 INTRODUCTION 2.1 The Tertiary Education Commission (TEC) The Mauritian tertiary education landscape has witnessed major transformation since the country’s accession to its independence in 1968 when only one institution‚ namely the University of Mauritius was in existence. The Sector today encompasses a total of 61 institutions‚ both public and private‚ and a regional institution each with its own specificity. Within the public sector‚ tertiary education revolves around the University
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workers to society‚ but also is the foundation of higher education. When the country tries to develop the high-tech economy and to transform the social structure‚ the tertiary education will make a necessary and positive effect on its development. In the education system‚ basic education is the foundation of secondary and tertiary education. But primary education is not only a part of the education system. It is a very important element which impact on the level of mass culture‚ Social stability
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