I. NATIONAL BANK OF BORNEO II. COMPANY BACKGROUND National Bank of Borneo is one of local banks in Brunei. Its establishment was indebted to Mr. Khoo Teck Puat the father of the detained Khoo Ban Hock. Mr. Khoo Teck Puat is a son of a rich trader‚ who in 1933 merged several banks together to form Singapore’s biggest‚ OCBC or Overseas- Chinese Banking Corporation. After his impeded rise in the position‚ he left and went to Malaysia. In Malaysia he founded Malayan Banking and very rapidly he was
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The National Bank of Kuwait Bennacef Arafet Group : 3 ( sophomore) 1) Since the development of the new ERP SHOROUQ system in NBK‚ the company has been changed essentially. The new system was originally developed according to the group’s mission to establish a leadership position across the region. This is why an IT transformation project including a full revamp of the core systems and associated decision support tools with more focus towards Business Intelligence (BI) was urgent and pertinent
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Activity Based Costing in the Service Sector: The Buckeye National Bank 1. a) single indirect cost allocation rate: total indirect costs/total amount of checks processed $2‚850‚000/$95‚000‚000 = $0.03 per dollar processed b) total annual indirect cost assigned to the retail customer line and the business customer line: amount of checks processed x allocation rate = total indirect costs $9‚500‚000 x $0.03 = $285‚000 (retail customers) $85‚500‚000 x $0.03 = $2‚565‚000 (business customers)
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Case 1. Springfield National Bank Executive Summary Dawson Stores‚ Inc. is in need of a US $ 1 million credit line from Springfield National Bank on an unsecured basis. This study was conducted to determine if Dawson Stores Inc. will be a good credit risk for the bank by taking into consideration the company?s financial condition‚ character reference and loan security. Financial ratio and trend analyses show the company?s increasing profitability and long-term stability. It is recommended
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Springfield National Bank; since the years Dawson Sr. managed the company. Dawson Jr. is now requesting an unsecured line of credit of $1‚000‚000 for one year term. To support the company’s application‚ Mr. Dawson Jr. submitted the financial statements to the bank for the last four years. When Stefanie Anderson‚ the loan officer‚ received the financial statements along with previous bank records and she found the follow information: The deposit accounts at Springfield National Bank had average
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One case from Brunei concerns Khoo Teck Phuat and his son Khoo Ban Hock. The latter was managing director of NBB w. Under his charge‚ the bank loaned more than Brunei $1 billion (which is equivalent to Singapore $1 billion) to companies controlled by his father. These loans were undocumented and unsecured. It was claimed that these offences under Brunei banking laws by Khoo Ban Hock were committed under the control and his direction of his father. When this dishonesty was discovered‚ the younger
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The New England and Chesapeake Regions The Chesapeake and New England regions were made up of mainly Englishmen. Though the settlers came from the same place‚ their communities evolved into two different societies by 1700. The cause of this split‚ despite the fact of coming from the same place‚ was the difference in geography‚ religious freedoms and social/moral values. Geographically‚ the settlers were not prepared. Life expectancy for the Chesapeake was very low. The New England
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elo v. City of Pete Aragones AP GOV Mr. Odom I. Case Title Kelo v. City of New London‚ 545 U.S. 469 (2005) II. Facts * The State Supreme Court of Connecticut held that the use of eminent domain for economic development did not violate the public use clauses of the state and federal constitutions. * The court also ruled constitutional the government delegation of its eminent domain power to a private entity. * The court held that if an economic project creates
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land in which they believed had great potential. Life in England and New England could be similar and different in many ways like: survival‚ work life‚ and manifest destiny. First‚ survival in England life was a little rough for those who were not in at least a middle or upper class. During the 1600’s‚ life in England was characterized by dirty streets‚ foul odors‚ and over population. This condition was reflected in most towns across England‚ particularly London. People were not very rich and did
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The people who settled in the New England Colonies were the Separatist Puritans called Pilgrims and the New Englanders would come to prosper through their hard work‚ thrift‚ and the quality of their commitment to God and each other. The settlement pattern in New England Colonies during 1600 to first half of 1700 was designed in clustered housing and small agricultural fields. The king will give out land and the settlement set up will include a meeting house‚ a village commons
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