Financial Insitutions Closed book‚ Closed Notes 1. Final Examination Fall 2011 Roger Staiger III What is the difference between the spot market and the futures market In the spot market‚ trades are executed immediately‚ i.e. real time. In the futures markets‚ which is a derivatives market‚ trades are agreed upon today but settled lat later dates in the future. 2. What is the main difference between the money markets and capital markets? Money markets are for short-term security exchanges
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Question and answers for homework-1 1. What is the difference between a financial asset and a tangible asset? A tangible asset is one whose value depends upon certain physical properties‚ e.g. land‚ capital equipment and machines. A financial asset‚ which is an intangible asset‚ represents a legal claim to some future benefits or cash flows. The value of a financial asset is not related to the physical form in which the claim is recorded. 2. What is the difference between the claim
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the countries of Brazil‚ Russia‚ India‚ China and South Africa that are deemed to all be at a similar stage of newly advanced economic development over the next few decades Brazil‚ Russia‚ India‚ China and South Africa will become large‚ powerful players in the world economy. Regardless of their social‚ political‚ or environmental challenges‚ the BRICS will play an ever-increasing role in the world economy‚ China and India will remain the dominant pair of the five some thanks to their large and increasingly better-educated
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Glossary – Financial Markets & Institutions ________________________________________ A advances A bank’s borrowings from the Federal Reserve System. Also known as discount loans. adverse selection The problem created by asymmetric information before a transaction occurs: the people who are the most undesirable from the other party’s point of view are the ones who are most likely to want to engage in the financial transaction. agency theory The analysis of how asymmetric information problems
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| Law of Financial Institutions and Securities Assignment | Yan Che | | Student ID: 3805720 | 2011/10/3 | | Contents Introduction 3 Task 1 3 APRA 3 AISC 4 Task 2 5 Bank’s duties 5 Breach the Law 7 The characteristics of accounts 8 Assess the legal correctness of the statements made by GFC 9 Conclusion 10 Referencing 11 Introduction This essay describes the case about relationship between customer GFC Bank‚ and financial planner‚ Jane. It discussion of
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Management of Financial Institutions School of Accounting‚ Economics and Statistics Table of Contents | | Page | Introduction …................................................................................ | | 3 | Definition of change within Financial Institution …......................... | | 4 | Reason of customers’ attitudes change and the impact to financial services sector…............................................................
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the table‚ we can see all the three ratios were in a declining trend since 2005. The ALL/NPL ratio for the commercial and real estate loans were very high in good times in the year 2005 and 2006‚ but it started to decrease at the inception of the financial crisis in 2007. Normally ALL/NPL should increase at the beginning of crisis due to the massive loan default‚ but we cannot see this in the table‚ indicating the procyclicality of Zions’ loan loss provisioning system. Besides‚ the ALL/NLCO ratio represents
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Industrial Relations‚ Labour Productivity and National Development in Nigeria: The Roles of Labour Unions in Nigeria By: Abbas Bashir Department of Geography Modibbo Adama University of Technology‚ Yola E-mail: bashirmafindi@yahoo.com Abstract: The aim of this Paper is to briefly examine historical and conceptual bases of industrial relations and the role of labour unions in the process of national development in Nigeria. In doing so we regard Industrial Relation (IR) as an essential part of management
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The Role of Higher Education Institutions in Promoting Sustainable Development To care about sustainable development means to accept responsibility for the well-being of future generations and also of our habitat‚ of our planet. An affirmative attitude towards sustainability has to be an integral part of the moral foundation of our activities and of our lifestyle. This means that promoting sustainable development must be an important aspect of the educational agenda at all levels. It starts in kindergarten
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Classification Or Types Of Financial Institutions In financial market there are many types of financial institutions or intermediaries exist for the flow of funds. Some of them involve in depositary type of transactions whereas other involve in non-depositary type of transactions. The type of financial institutions can be divided into two types as follows: 1. Depository Institutions The depository types of financial institutions include banks‚ credit unions‚ saving and loan associations
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