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    Finance Formula Sheet

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    FORMULA SHEET – for student reference only Perpetuity: The value of a perpetuity of $RM1 per year is: Equivalent Annual Cost: If an asset has a life of ‘t’ years‚ the equivalent annual cost is: Annuity: The value of an annuity of $RM1 per period for t years (t-year annuity factor) is: Measures of Risk: Variance of returns = σ2 = expected value of Standard deviation of returns‚ σ = Covariance between returns of stocks

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    Writing Exercise

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    Assignment 1 – Writing Exercise Post my Bachelor’s degree‚ having completed about 4 years of work at Nokia‚ the time had come for me to consider joining a full-time M.B.A. program‚ to boost my career further. I felt that the time was right‚ and conducted my research on potential schools‚ globally. Going by information that I read online‚ an email I received from our HR team at Nokia‚ along with some very positive feedback I received from a close friend‚ who is currently enrolled in the E.M.B.A

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    Fallacious Exercise

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    The exercise provided a great sense of bad arguments and the various fallacies. The quiz gave examples of fallacious appeals such as questionable authority‚ common belief; two wrongs do not equal a right‚ common practice‚ wishful thinking and indirect consequences. Generally speaking the multiple choice answers were tricky as most of the choices were very similar in content and form. The trick to identifying the correct answer is found in previous reading and looking forward. Key words or the

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    Animal Testing

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    and cleaning supplies” (Peta). 92 percent of experimental drugs that are safe and effective in animals fail in human clinical trials because they are too dangerous or don’t work. Human and animal testing agree only 5-25% of the time‚ according to Huntingdon Life Sciences these stats show that animal testing is definitely not perfect. The animals that are generally used in research are mice‚ rats‚ rabbits‚ guinea pigs‚ primates‚ dogs‚ cats‚ cows‚ fish‚ and birds. They are bred either in the laboratory

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    Biology Exercises

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    Exercise 7.3 (training!!!) 1. Find the oxidation numbers of the underlined elements in the following species. (a) (e) (i) (m) (q) (u) (y) 2. SO3 PbSO4 CoCl42CrO42SO32Ca(NO3)2 Co(NH3)43+ VO2+ CaH2 KMnO4 SCl2 N2 NaOH (c) (g) (k) (o) (s) (w) HCO3[Al(OH)4]MnO42NO2FeCl3 KOCl (d) (h) (l) (p) (t) (x) H2S2O7 H2O2 Cr2O72K2SO4 CH4 Pt(CO)4 Which of the following equations represent redox reactions? Specify the species being reduced in each case if applicable. (a) (b) (c) (d) NaI(s) + 2K(s) + 2NH3(g)

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    animal testing

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    Animal testing Aristotle and Erasistratus were the first two early Greek physician-scientist performed experiments on living animals. In 1859‚ Charles Darwin’s evolutionary theory reinforced the conception that animals could serve as models for humans in the study of biology and physiology. Animal testing plays a large important role in pharmaceutical and medical advances‚ but many question the mortality of such use of the animal’s life. More than 100 million aninals are used for testing every single

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    CSI Fact Sheet

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    Fact Sheet When was the Container Security Initiative developed and why? In the aftermath of the terrorist attacks on September 11‚ 2001‚ U.S. Customs Service‚ now U.S. Customs and Border Protection‚ began developing antiterrorism programs to help secure the United States. Within months of these attacks‚ U.S. Customs Service created the Container Security Initiative (CSI). The primary purpose of CSI is to protect the global trading system and the trade lanes between CSI ports and the U

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    K to 12

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    cause the inflammation of the unemployment rate and rising poverty in the Philippines. The government particularly the Department of Education (DepEd) has currently made a solution to this problem. The K to 12 program‚ it introduces a new curriculum in which has adopted the twelve (12) year United States ’ educational system. The people and students have mixed reaction to the program. Some said it is a good way to end the problems of education. Some said it will be another burden to parents

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    Chapter 12

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    Pols 104 – Chapter 12 Theories /01.03 Bir kisi bir oy yaklasimi temsil konusunda is so simplisticbecause it equates representation with voting and elections and see politicians as a representative just becausethey have been elected. Theories of representation: Representative government ne anlama gelir daha mi bilgilidir halktan‚ yada halktan aldigi fikirler dogrultusunda mi hareket eder??? Siyasetciler secim zamani verilen vaatlere uymali midir yoksahalkin cikarlarini tanimlayip kamuoyunu

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    Psychological Testing

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    Psychological testing - is a field characterized by the use of samples of behavior in order to assess psychological construct(s)‚ such as cognitive and emotional functioning‚ about a given individual. The technical term for the science behind psychological testing is psychometrics. By samples of behavior‚ one means observations of an individual performing tasks that have usually been prescribed beforehand‚ which often means scores on a test. These responses are often compiled into statistical tables

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