Electronic Retail Payment Systems: User Acceptability and Payment Problems in Nigeria 1.1 Introduction The world has witnessed an upsurge of electronic payment instruments meant to facilitate trade and simplify payments. (Abor‚ 2004) Before the introduction of electronic payment into the Nigerian banking system‚ all customers had to walk into the actual bank to do transaction of all kinds. Customers had to queue up and spend more hours to talk to a teller to make their transactions. (Abor‚ 2004)
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Science Determinants of Foreign Direct Investment in Nigeria: An Empirical Analysis Obida Gobna Wafureα Abu‚ NurudeenΩ Abstract: The role of foreign direct investment in the development of Nigerian economy cannot be over emphasized. Foreign direct investment provides capital for investment‚ it enhances job creation and managerial skills‚ and possibly technology transfer. This paper investigates the determinants of foreign direct investment in Nigeria. The error correction technique was employed to analyze
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Florio Project Costing Allocation of resources to project tasks (labor and material): Resource allocation is critical since it involves the planning of all the resources required for our project. This will help us utilize only the amount of resources required for the project. As Project managers‚ often times we have to work in limited budgets. If we are able to do resource allocation efficiently‚ it can facilitate the project since resource allocation is one of the most difficult an important
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Public Private Partnership (PPP or simply P3) - Nigeria’s New Paradigm for infrastructure Development By Bob M. Achanya President‚ Kogi PPP Forum Cooperative‚ North Central Nigeria. Introduction Public private partnership (PPP) has recently gained prominence as a term to describe a business relationship in which public and private resources are blended to achieve a goal or set of goals judged to be of mutual benefit both to the private entity and to the public. According to the UNECE (2008)
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* INTRODUCTION * TRANSMISSION OF HIV * MODES OF TRANSMISION SEXUALLY TRANSMITTED MOTHER-TO-BABY MEDICAL AND SURGICAL EQUIPMENTS BLOOD TRASNFUSION AND ORGAN TRANSPLANT HEALTH WORKERS * SIGNS AND SYMTOMS * PHASES OF HIV AND AIDS ACUTE HIV DISEASE LATENCY PHASE AIDS PHASE * CONFIRMATION AND COUNCELLING * STIGMATISATION * PREVENTION INTRODUCTION HIV: Human Immunodeficiency Virus AIDS: Acquired Immune Deficiency Syndrome HIV is the virus
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that can neither be subsumed under law nor derogated from any nation’s constitution‚ however legislation is still needed in most countries to provide a framework for its definition and regulation. In Nigeria‚ a citizen’s right to privacy is spelt out in the Constitution of the Federal Republic of Nigeria (1999); Section 37 ‘Right to Private and Family Life’ provides: ‘the privacy of citizens‚ their homes‚ correspondence‚ telephone conversations and telegraphic communications is hereby guaranteed and
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the right country‚ the United States‚ at the right time (1930)”. None of us has a say in where he is born‚ but we can do something about it for our children. I therefore wish to discuss each factor associated with quality of life as related to Nigeria and plead for suggestions from all of us on how to improve on them so as to make this country a good place for us to live: * Material wellbeing as measured by GDP per head: The gross domestic product (GDP) or gross domestic income (GDI) is
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Reference Guide & Formula Sheet for Physics #20 Page 1 of 8 Components of a Vector if V = 34 m/sec ∠48° then Vi = 34 m/sec•(cos 48°); and VJ = 34 m/sec•(sin 48°) #4 Weight = m•g g = 9.81m/sec² near the surface of the Earth = 9.795 m/sec² in Fort Worth‚ TX Density = mass / volume #21 Heating a Solid‚ Liquid or Gas Q = m•c•∆T (no phase changes!) Q = the heat added c = specific heat. ∆T = temperature change‚ K Linear Momentum momentum = p = m•v = mass • velocity momentum is conserved
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Managing Challenges in Banking Industry By: Dr. Sudhindra Bhat MBA‚ MFM‚ ACS‚ M.Phil‚ PGDS&MM‚ PGDIR&PM‚ PhD** Management Faculty‚ Consultant and Corporate Trainer Acharya Institute of Management and Sciences 1st Cross‚ 1st stage‚ Peenya industrial Area‚ Bangalore-560 058 E-mail: bhatt1978@yahoo.com Financial System is the most important institutional and functional vehicle for economic transformation of any country. Banking sector is reckoned as a hub and barometer of the financial
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HISTORY OF EDUCATION IN NIGERIA COURSE OUTLINE 1. Concept and Rationale of History of education 2. A Brief History of Education in Ancient Greek and Roman Empire 3. African Indigenous System of Education/African Traditional Education 4. Islamic Education in Nigeria 5. Christian Missionary/Western Education in Nigeria 6. Nigerian Education Since 1960 THE CONCEPT OF EDUCATION There seems to be no universally accepted definition of the word ‘education’. But this is not peculiar with education
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