The Future of Investment Banking The era of investment-banking (IB) post-economic crisis of 2008 will see increasingly modest returns and a much meeker future. Returns on equity (ROE)‚ a standard measure of profitability‚ once routinely ranged from 20-25%‚ have now halved to 13% and will continue to plummet to 6-9% by 2017 with the incorporation of new regulations. These regulations will fundamentally change the face of IB. Higher capital standards will force banks to shrink their balance sheets—making
Premium Bank Banking
Search (Ex: crystalline silicon solar) Search Within This Collection Advanced Search DSpace@MIT Essays on banking Research and Teaching Output of the MIT Community Home → MIT Libraries → MIT Theses → Theses - Sloan School of Management → Management - Ph.D. / Sc.D. → View Item Essays on banking Download Author: Erel‚ Isil Citable URI: http://hdl.handle.net/1721.1/34145 Other Contributors: Sloan School of Management. Advisor: Stewart
Premium Banking Fractional-reserve banking
The differences between two are the profit for the bank. Banking sector is expanding its hand in different financial events every day. At the same time the banking process is becoming faster‚ easier and the banking arena is becoming wider. As the demand for better service increases day by day‚ they are coming with different innovative ideas & products. In order to survive in the competitive field of the banking sector‚ all banking organizations are
Premium Bank Cheque Banking
Investment Banking in 2008 Group Report 1. Failure Analysis: Identify the major factors that contributed to Bear Stearns’s failure? Who stood to benefit from its implosion? How did Bear Stearns’s collapse differ from the ‘Long Term Capital Management’ failure a decade earlier? What could Bear Stearns have done differently to avoid this fate? In the early 2000’s? And during the summer of 2007? And during the week of March 10‚ 2008? (1) Identify
Premium Bank Subprime mortgage crisis Financial services
CHAPTER 3: CURRENT SITUATION OF RETAIL BANKING AT MILITARY BANK 3.1. Overview of Military bank 3.1.1. Introduction Military Commercial Joint Stock Bank (MB) was established in 1994‚ following Decision No 00374/GP - UB of people committee of Hanoi and Decision 0054/NH - GP of The State Bank of Vietnam. Creation Shareholders of Military bank consist of prestige company of Department of national defense (including Than An construction corporation‚ Truong Son construction corporation‚
Premium Bank Commercial bank Retail banking
Kris Howard Investment Banking The intensely competitive‚ action-oriented‚ profit-hungry world of investment banking can seem like a bigger-than-life place where deals are done and fortunes are made. Investment bank includes but is not limited to bringing an established company to the market‚ by that I mean taking company with the capabilities but not capital of expanding‚ and raising money through other investors or the stock market (IPO) for a commission‚ I chose this field because
Premium Finance Corporate finance Banking
Banking Lecture 2 - Basic Principles of Banking Michal Mejstřík‚ Petr Teplý Institute of Economic Studies‚ Faculty of Social Science‚ Charles University in Prague‚ Czech Republic 10 October 2012 Global political governance Slide 2 Who will pay this game/cost of crises? Source: Petr Teplý (2011) Slide 3 The current financial world is “simple“ and can be described by 3 terms: 1) Planet Ponzi 2) Zombie banks 3) Uroboros Source: Petr Teplý (2012) Slide 4 Ponzi
Premium Bank Banking
Banking in India: evolution in technology Thought Paper www.infosys.com/finacle Universal Banking Solution | Systems Integration | Consulting | Business Process Outsourcing Origins of banking The origins of banking can be traced to ancient times‚ starting with rudimentary money lending and bartering practices for agricultural and other commodities. But it gained great momentum only after the industrial revolution which commenced in Europe in the 17th century‚ when Europeans started
Premium Bank Online banking Banking
Please explain your motivation for applying to J.P. Morgan and more specifically for an Internship in Investment Banking. (200 words)* Investment Banking is now at a crucial junction‚ where Investment and Commercial Banking are splitting up due to the ring fence which is being built around these two banking areas. As well‚ the new upcoming regulation‚ Basel III‚ will have a huge impact in the investment banks‚ with higher liquidity and capital requirements‚ in order to increase solvency and stability
Premium Bank Banking Finance
LAW (BANKING) 255 Take Home Test Semester 1‚ 2011 Name: Lin Dongyu Student Number: 14671458 Due date: 21/04/2011 Total word: 997 words Briefly explain‚ by reference to case law‚ why it is difficult to define the term “the business of banking”. For the term “the business of banking”‚ the statute definition is inadequately‚ even some statute laws can help with the understanding about “the business of banking” but the definitions they are provided still not adequate (Waldeck & Giardina)
Premium Bank Law Cheque