FINANCING Learning Objectives: 1. Sources of Financing 2. Types of loans 3. Loan Terms 4. Underwriting 5. Traditional Third Party Financing 6. Non-Traditional Third Party Financing 7. Application to a residential real estate investment OUTLINE 1. Sources of Financing a. Primary and Secondary Markets i. The Primary Market: This is where the loan is originated. When you are ready to buy your house‚ you either contact a lender (at a bank or credit union) or a mortgage broker to
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The Real World Problem Noise pollution is a serious problem‚ as defined is unwanted or excessive sound that can have deterious effects on human health and environmental quality‚ whilst also disrupting the balance of life. The real world problem depicted in the image in particular from Noise pollution is aircraft noise‚ which is a result of air traffic‚ for the residents of suburbs neighboring airports it imposes a great cost. It can result in stress‚ damage to hearing‚ noise insulation‚ rise
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The House I Live In was an amazing documentary. I was saddened to hear Nannie’s story and the stories of others that I witnessed in the film. I was blown away by how much the war on drugs is really a war on blacks more than anything else. It disgusted me to see the stereotyping of blacks by police officers under the guise of "probable cause." The police aren’t about doing real police work‚ only placing cuffs on blacks and low-income civilians and sending them to jail. It’s mind blowing to me how
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Current Event Real World Science Name: Frantz Desir Date: 3/23/13 Period: 5 Name of Article: Adults Worldwide Eat Almost Double Daily Recommended Amount of Sodium Title/Date of Magazine or URL: http://www.sciencedaily.com/releases/2013/03/130321110920.htm Mar. 21‚ 2013 1) Who was involved? American Heart Association‚ World Health Organization‚ Saman Fahimi‚ M.D.‚ 187 countries world wide 2) What has been done or discovered in the article? Saman Fahimi and his medical crew at Harvard
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Flies in Cobwebs The short stories collection in Alice Munro’s Lives of Girls and Women (1971) centers around‚ and is narrated by‚ Del Jordan‚ a clever and attentive adolescent girl from the fictional town of Jubilee‚ Ontario. The 1940s -set novel begins with a first-person perspective intertwined with an omniscient point of view‚ which deviates into a retrospective narrator as she becomes a young adult. This provides the reader with an understanding of Del’s realities as her body
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5 FAIR PLA Y PLAY (Justice1 knows neither friendship nor enmity. Jumman Sheikh and Algu Chowdhary act as head men on two occasions. How do they maintain the dignity2 of their role as judges? Read and find out.) Jumman Sheikh and Algu Chowdhary were good friends. So strong was their bond3 of friendship that when either of them went away from the village‚ the other looked after his family. Both were greatly respected in the village. Jumman had an old aunt who had some property. This she transferred
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A Career in Real Estate In California real estate agents make between $22‚430 and $97‚320 annually‚ the average being $52‚280 ("Real Estate Sales Agents"). This is a pretty good amount of money considering the average American makes $42‚693 a year (“Per Capita Personal Income by State”). Real estate is anything but average‚ since agents are paid on commission. How you perform and how well you network will determine a lot of things in real estate such as your income. As long as you ’re actually selling
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Parmenides: The Real Being Parmenides‚ as did Heraclitus before him‚ wrote about a state known as "What Is." However‚ they differed sharply in their view of that state. Parmenides insisted that "What Is" be viewed as a constant. Heraclitus’ focus was on elements transferring to and from opposites. Parmenides concentrated on a sense of "being." Heraclitus believed in a flux or "Yin and Yang" in the world that promoted harmony and stability‚ "What is opposed brings together‚ the finest harmony
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Demand of Residential Real Estate Demographics Demographics are the data that describes the composition of a population‚ such as age‚ race‚ gender‚ income‚ migration patterns and population growth. It is obvious that as the population increases‚ so will the demand for housing. As the income increases‚ so does the demand of real estate as people would be willing to pay higher prices. These statistics are an often overlooked but significant factor that affects how real estate is priced and what
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Was Jesus real? Though some may not believe Jesus was the divine Christ that Christianity venerates as the Son of God and savior of the world‚ and may regard accounts of the miracles and wonders attending him as mere legendary accretion; nevertheless they certainly believe there had to have been a central figure that began Christianity. Perhaps he was just a wandering teacher‚ or an exorcist‚ an apocalyptic prophet or a zealot who opposed the Romans. Perhaps he was all these things‚ or even
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