Report about china’s micro-loan industry Program: Financial Services Introduction: This report is focus on the micro-loan industry in china. In this report‚ the subject will be divided into two parts: The first part will use Porter’s five forces model‚ trying to research and analysis the industry status quo. The second part will base on a specific micro-loan company and trying to find out the development and the corresponding strategies of china’s micro-loan company. Background “Microfinance
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This article is specific to small loans. For financial services to the poor‚ see Microfinance. For small payments‚ see Micropayment. Microcredit is the extension of very small loans (microloans) to those in poverty designed to spur entrepreneurship. These individuals lack collateral‚ steady employment and a verifiable credit history and therefore cannot meet even the most minimal qualifications to gain access to traditional credit. Microcredit is a part of microfinance‚ which is the provision of
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"What They Didn’t Teach Us in Sales Class" In reducing high turnover among new sales personnel‚ the first thing that firms should do or the employers of that firm should do is to match the job with the best suited to perform it. High turnover organizations spend disproportionate amounts of resources on recruiting and replacing their workforce‚ while smart organizations invest in employee retention. Indeed that there’s going to be turnover no matter what you do‚ but blindly ignoring the reasons
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University of Wales(MBA ‚ Semester 1)Managing MarketingDate : 28th Sep‚2009Table of ContentsPart AIntroduction and explanation of Macro environment................................pg 3The Coca-Cola...................................................................................................... pg 5Introduction............................................................................................ pg 5Bottlers................................................................................
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Explain the theoretical rationale for the NPV approach to investment appraisal and compare the strengths and weaknesses of the NPV approach to two other commonly used approaches. One of the key areas of long-term decision-making that firms must tackle is that of investment - the need to commit funds by purchasing land‚ buildings‚ machinery‚ etc.‚ in anticipation of being able to earn an income greater than the funds committed. In order to handle these decisions‚ firms have to make an assessment
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Identification of Malaysia’s Economic System Malaysia is a democratic country with excellent economic system. We are one the leading country in economic terms and being an example for the economy system we are using. In Malaysia‚ we are into mixed economy system. This economy system is the leading type of economic system that is used in most of the countries such as United States. Mixed economy system includes a mixture of capitalism and socialism. It combines private economic freedom‚ centralized
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In his book Why Teach?‚ Mark Edmundson has written an essay in which he approaches an argument about the paradoxical consumer culture surrounding education. The university professor takes a stance on the problems that he has both experienced in his own classroom and observed on campuses‚ and he assigns these problems—his claims—appropriate blames. Enough logic is used to make these “blames” more factual‚ and he often claims how things are and offers several reasons as to why. His essay‚ “Liberal
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HC2022 MARKET RESEARCH LECTURE 1 Introduction to Marketing Research SUBJECT OUTLINE: Marketing research SUBJECT OUTLINE Nature and rationale of marketing research Marketing research process Importance of defining research problem Planning of the Research Design Significance of Sampling in Marketing Research Data Collection‚ Analysis and Presentation aca-hk2022.psd..currf.04.12 Holmes Institute‚ 2010 2 LECTURE OBJECTIVES OBJECTIVES What is Marketing Research‚ why
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Difference and similarities between micro and macro sociology There are many differences between macro and micro-level theories. Micro-level focuses on individuals and their interactions. For example the relationship between adult children and their parents‚ or the effect of negative attitudes on older people. Some criticize on micro-level theories becuase they focus on what older people do rather than on social conditionsand policies that cuase them to act the way they do. Macro-level focuses more
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environment they operate in analysis on the external factors that lie outside the control of Nestle has to be conducted (Grant et al. 2011‚ 101). The tool tasked with conducting an external analysis of the macro environment is PEST while the external micro environment will be analysed with the help of Porter’s Five Forces. However it is worth mentioning that Nestle is not however exclusively influenced by the mentioned factors below (Shaw 2004). Macro Environment Analysis: PEST Analysis: Political:
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