economy. It can be said that there is an established trend within the financial services sector of increasingly heavy dependence on technology for delivering services and that this will continue in the future. The reliance on technology comes from the enablement‚ as a result of its use‚ to provide services and process tasks which would not otherwise be provided. The financial service industry could not provide the level of service it does without the support of advanced information processing and telecommunication
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Task one Service excellence is important to an organisation as it is the key to gaining new customers and customer retention. Any business must operate on the basis that customer service is the most critical aspect to a business’ success as happy customers are more likely to continue using the service provided and more importantly will pass their experiences onto potential new customers. This is becoming even more significant as customers are communicating their service experiences – good and bad
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THE FINANCIAL SERVICES ACT 2007 Act No. 14 of 2007 Government Gazette of Mauritius No. 76 of 22 August 2007 Proclaimed by [Proclamation No. 21 of 2007] w.e.f. 28 September 2007 Please note - “A reference in any enactment to the Financial Services Development Act 2001 shall be construed as a reference to the Financial Services Act 2007”. – [Act No. 14 of 2007]‚ Section 97 (14) I assent SIR ANEROOD JUGNAUTH President of the Republic 21st August 2007 __________ ARRANGEMENT OF SECTIONS
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Content 1. Introduction 2 2. Tricol Plc Flexed budged 2 3. The calculation of the variances and the variance rate 2 4. Variance analysis and report 3 5. Recommendation 4 6. Analysis of two investment appraisal technique 5 Assumption 5 7. Calculation of net present value 5 8. Calculation of the payback period method 6 9. Recommendation for investment decision 6 10. Consideration of other factors that management should consider 7 11. Conclusion 7 1. Introduction
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December 16‚ 1998 Retail Financial Services in 1998 Delivery of retail financial services in the US was undergoing substantial realignment. With the relaxation of regulatory constraints on traditional financial intermediaries—banks‚ mutual funds‚ insurance companies‚ and brokerages—products and services were becoming increasingly similar. Banks and insurance companies were selling mutual funds‚ and Fidelity and Schwab were offering a full line of banking products and services‚ although unbundled and
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UK COLLEGE OF BUSINESS & COMPUTING Travel & Tourism Management Learner`s Declaration I certify that the work submitted for this unit is my own Student name: Ciprian Barbulescu Signed and submitted by: Student ID: HNDTTM5238 Lecturer: Mr. Nikola Naumov Verifier: Sunita Kotta Module unit: Contemporary issues in T & T UK College of Business and Computing – batch 1
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Circular Letter no.11 Department of Currency Management and Payment Systems (Payment Systems Division) Date:20 /12/2011 Managing Directors/ Chief Executive Officers All Commercial Banks Dear Sirs‚ Amendment of Guidelines on Mobile Financial Services for the Banks. Attention is drawn to DCMPS Circular No-08 dated September 22‚ 2011 on the captioned subject. This is to inform you that some amendments are made in the mentioned guidelines. All scheduled banks of the country are now advised
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Topic: General Provisions Objectives: At the end of my report of my classmates should be able to: 1. Define a knowledgeableunderstanding about the object of General Provisions. 2.Enumerate the different General Provisions and explain the object as weel as the significance. 3. Associate all these to be acquired learnings on General Provisions. Definition of Terms: 1. Civillian - a person that is not in the armed service or the police force. 2. General Provisions - laws or regulations
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Under IFRSs IAS 37‚ a provision is recognized for a legal or constructive obligation arising from a past event‚ if there is a probable (more likely than not) outflow of resources and the amount can be estimated reliably (IAS 37.14). In contrast‚ according to FASB ASC 450-20-25-2‚ a contingency (provision) is recognized if it is probable (likely) that a liability has been incurred and the amount is reasonably estimated. Scenario 1 (1) Under IFRSs: According to IAS 37.22‚ the contamination of the
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"The Life of James McBride" In the book‚ The Color of Water‚ by James McBride‚ a young colored man deals with growing up and having a white mother. James McBride always realized that his mother was different from his friends mothers‚ but he never understood why. He would always ask his mother why she was different but she would just reply that all people are the same. He never knew anything about the background of his mother because she never talked about it and he was afraid to ask. She would
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