Efficiency of Islamic Banks in Malaysia Mariani Abdul Majid* NOR GHANI MD. NOR** FATHIN FAIZAH SAID ABSTRACT IN RECENT YEARS‚ MALAYSIAN ISLAMIC BANKS HAVE TO OPERATE IN AN INCREASINGLY COMPETITIVE ENVIRONMENT. THIS TREND IS EXPECTED TO CONTINUE AS THE COMPETITION FROM CONVENTIONAL BANKS PICKS UP‚ PARTLY IN RESPONSE TO THE ASEAN FREE TRADE AGREEMENT (AFTA)‚ BUT ALSO IN RESPONSE TO THE GENERAL GLOBALIZATION OF MARKETS. HOW ISLAMIC BANKS WILL BE AFFECTED BY THE INCREASED COMPETITIVE PRESSURES
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Introduction Financial market is a significant factor in economy development. Through financial market‚ people are able to transfer their surplus funds to those who have shortage which enhance efficiency. China’s financial market started relatively late compared with developed countries. After the economy reform in 1978‚ China’s step by step build up its own financial system. With the continuous improvement of the financial markets‚ people are started to question about whether China’s financial
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k>0‚ will the new shortest path cost be C-k? Ans(1): First convert the % lost into efficiency as below: Then define the cost of each arc as –log(efficiency) as below: Possible path 1: 1 -> 3 -> 2 {[-log(99%)]+[-log(95%)]} = 0.0044+0.0223 = 0.0267 Efficiency = (1-1%)*(1-5%) = 99%*95% = 94.05% Possible path 2: 1 -> 3 -> 4 -> 2 {[-log(99%)]+[-log(97%)]+[-log(98%)]} = 0.0044+0.0132+0.0088 = 0.0264 Efficiency = (1-1%)*(1-3%)*(1-2%) = 99%*97%*98% = 94.11% Possible path 3: 1 -> 3 -> 4 -> 6 ->
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The different ways to look at workflow efficiency‚ would be though the view of patient wait times. New system implementation‚ as well as new equipment which helps in procedure processes. A study was completed that discussed Clinical Workflow Efficiency stated how “Traditional strategies to manage workflow complexity are based on measuring the gaps between workflows defined by HCO administrators
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ELECTRIC MACHINES FOR AUTOMOTIVE APPLICATIONS USING EFFICIENCY MAPS S. M. Lukic and A. Emado Illinois Institute of Technology Abstract: In most industrial applications of motor drives‚ motors operate at one or a few predefued operating points. However in propulsion applications‚ the motor is used over the entire torqudspeed range. Therefore‚ the motor has to be studied at all possible torqudspeed combinations within the motor operating envelope. Efficiency maps are a convenient way to represent motor
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and a labor efficiency variance: Labor Rate Variance = actual hours worked x difference between actual cost per hour and standard cost per hour = 1‚150 hrs x ($14 - $12) = 1‚150 hrs x $2/hr Labor Rate Variance = $2‚300 Standard Hours Allowed: (1‚800 x 0.30) + (2‚400 x 0.15) = 900 hours Labor Efficiency Variance = difference between actual hours worked and standard hours allowed per hour x standard cost = (1150 hr - 900 hr) x $14/hr = 250 hr x $14/hr Labor Efficiency Variance =
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automotive emissions are responsible for anywhere between 50 and 90 percent of air pollution (2) which emphasises the importance of making our motor vehicles as environmentally friendly as possible. This experiment aims to determine the volumetric efficiency characteristics of an everyday petrol engine which should give some insights about how to decrease the fuel consumption of cars and other small vehicles. The experiment also investigates the relationship of the Brake Mean Effective Pressure with
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respectively. Calculate the efficiency at unity power factor on a) full load‚ b) half full-load. 2. If P1 and P2 be the iron and copper losses of the transformer on full load‚ find the ratio of p1 and P2 such tat maximum efficiency occurs at 75% full load. 3. A 5-kVA‚ 2300/230 V‚ 50 Hz transformer was tested for the iron losses with normal excitation and copper losses at full-load and these were found to be 40 W and 112 W respectively. Calculate the efficiencies of the transformer at 0.8 p.f
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Sandra Lagua‚ Thea Macy Gonzales‚ Jullian Romero‚ Paul John Senados‚ Geoffrey Title: Online Enrollment System Efficiency Proposal for the Ateneo de Davao University – College Unit. Problem Statement: The Ateneo de Davao has recently upgraded its online enrollment system. Students can now enroll themselves online. This then leads to the question of efficiency of the new system. In the past‚ the enrollment process is deemed as primitive and outdated. This lead to down time in the
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economy‚ including full employment‚ stability‚ economic growth‚ efficiency‚ and equity‚ that are generally desired by society and pursued by governments through economic policies. The five goals are typically divided into the three that are most important for macroeconomics (the macroeconomic goals of full employment‚ stability and economic growth) and the two that are most important for microeconomics (the microeconomic goals of efficiency and equity). A direct reflection of the scarcity problem is
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