refreshing piece of banking. As people who are being pursued just for political reasons can get a breather with a place to bank in total secrecy without being subjected to persecutions [as was in the case of the Nazi regime against bank accounts of Jews and other “enemies of the German state” held in Switzerland (McCreery‚ 2007)]. Because of greater privacy with offshore banking‚ people with special needs that are outside the general retail banking’s scope are catered for through private banking (Casu et al
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RETAIL BANKING DEFINITION: “Retail banking is typical mass-market banking where individual customers use local branches of larger commercial banks. Services offered include: savings and checking accounts‚ mortgages‚ personal loans‚ debit cards‚ credit cards‚ and so” The Retail Banking environment today is changing fast. The changing customer demographics demands to create a differentiated application based on scalable technology‚ improved service and banking convenience. Higher
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The Future of Mobile Banking by Rob Berger in Banking * Photo: BankSimple INTRODUCTION Communication is the exchange of information and feeling or ideas‚ which allow the majority of people to get the news of all sides. In addition‚ we are used the communication every day to let people know what we are doing or thinking even feeling which people are received that by voice‚ picture or chat. Moreover‚ communication technologies have made it simple to communicate to friends in the other side of
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Unfair Advantage: Testing the Advantage of Being Attractive in the Workforce The Halo Effect is the cognitive bias that generalizes that if an individual has one outstanding favorable character trait‚ the rest of that individual’s trait will be favorable. Specific to physical attractiveness‚ this is known as the “Attractiveness Halo.” Attractiveness plays an important role in determining social interactions. In fact‚ the physical attractiveness
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Introduction Banking can be defined as the business activity of accepting and safeguarding money owned by other individuals and entities‚ and then lending out this money in order to earn a profit. However‚ with the passage of time‚ the activities covered by banking business have widened and now various other services are also offered by banks. The banking services these days include issuance of debit and credit cards‚ providing safe custody of valuable items‚ lockers‚ ATM services and online transfer
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Copyright © 2010 Scott Berkun. All rights reserved. Printed in Canada. Published by O’Reilly Media‚ Inc.‚ 1005 Gravenstein Highway North‚ Sebastopol‚ CA 95472. O’Reilly books may be purchased for educational‚ business‚ or sales promotional use. Online editions are also available for most titles (http://my.safaribooksonline.com). For more information‚ contact our corporate/institutional sales department: (800) 998-9938 or corporate@oreilly.com. Editor: Mary Treseler Production Editor: Rachel
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EMERGING ISSUES & OPPORTUNITIES OF RETAIL BANKING IN INDIA 1.0 RETAIL BANKING –An Introduction Retail banking is‚ however‚ quite broad in nature - it refers to the dealing of commercial banks with individual customers‚ both on liabilities and assets sides of the balance sheet. Fixed‚ current / savings accounts on the liabilities side; and mortgages‚ loans (e.g.‚ personal‚ housing‚ auto‚ and educational) on the assets side‚ are the more important of the products offered by banks. Related ancillary
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cross-sectional research design. Dank‚ Zweig‚ and Yhaner (2014)‚ empirical study‚ analyzed and compared the dating violence experienced by Lesbian‚ Gay‚ Bisexual and Transgender youth to heterosexual youth in the same age group in the UK. There are four research questions that is a logical extension of the purpose of the study. These four questions address the problem examined in the study and align with the study. The research questions aligned with the method identified for collecting data. The research questions
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Executive Summary Mobile Banking (Vishavjit Singh & gurjeet singh brar) Mobile devices have increasingly become tools that consumers use for banking‚ payments‚ budgeting‚ and shopping. The use of mobile phones in order to effectuate banking transactions is bound to increase in a significant way in the near future. This growth in mobile financial services not only depends on technological advances‚ but also on consumer confidence in the provided services. Almost every person has a cell
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Types of Cheque Crossing/ Types Of Cross Cheque: General crossing Special crossing Restrictive crossing General Crossing: A cheque is said to be crossed generally when it bears across its face any of the following: Two transverse(cross) parallel lines. Two transverse parallel lines with the word “And Company” or “And Co”. Two transverse parallel lines with any abbreviation of the word “& Company”. Two transverse parallel lines with the words “Not Negotiable”. Two transverse parallel lines
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