Mersland Faculty of Economics and Social Sciences‚ School of Management‚ University of Agder‚ Kristiansand‚ Norway Vu Thi Hong Nhung Faculty of Economics and Business‚ University of Groningen Email: t.h.n.vu@rug.nl Abstract Using a global data set of microfinance institutions (MFIs) in 61 countries‚ this study tests whether those that specialize in financial services perform better in terms of financial returns and/or outreach than those that provide both financial and nonfinancial
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Should I Stay Or Should I Go? “You’re 18 years old‚ now move out.” For some teenagers coming of age‚ this is one of the first things they hear after blowing out candles on there birthday. But is 18 years old to young? I had to make a choice‚ either move out as soon as possible after finally being able to buy lighters‚ or stay home for a while and go to college. In the article “Generation Debt” by Anya Kamenetz‚ the author states that “...five milestones of maturity are: leaving home‚ finishing
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Charles Murray: Are Too Many People Going to College The higher education system in America has become an expectation‚ and an apparent necessity‚ for those looking to achieve success in the work force. Young adults’ mentors‚ including teachers‚ counselors‚ and parents‚ urge students to attend college after the competition of high school‚ no matter the circumstances. In his work‚ "Are Too Many People Going to College"‚ Charles Murray brings this system of postsecondary education under question‚
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Fiscal and Monetary policy- The response of global economic crisis especially in EU Introduction Monetary and fiscal authorities across the globe have responded quickly and decisively to these extraordinary developments. In particular‚ against the background of rapidly receding inflationary pressures and risks‚ the Euro system has taken monetary policy and liquidity management measures that were unprecedented in nature‚ scope and timing. Since
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Ahmed Mohammed Dr Agatha Ukata WRI 102 Response Paper Summary The first article by Thomas Frank talks about the introduction of backscatter x-rays‚ a new threat detection technology that cannot visit the inside of a person’s body‚ thus reducing vulnerability to irradiation. Tests conducted show that backscatter x-rays are more efficient that traditional scanners and metal detectors. Joe Sharkey argues that backscatter x-rays will explicit images of travelers. Homeland security justifies the
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“Globalization‚ the process by which an increasing share of world production is trade internationally‚ and the productive systems of different countries become increasingly integrated‚ is credited with many merits and held responsible for many evils”(Cigno et al.‚ 2002: 1597-1589). It’s a special pattern which can destroy and reconstruct all aspects of human being activities‚ for example‚ politics‚ economics‚ culture‚ thought and other areas. This essay will argue that although to some extent globalization
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CITY DEVELOPMENT STRATEGIES TO REDUCE POVERTY i © 2004 by the Asian Development Bank June 2004 This publication was prepared under Regional Technical Assistance 6026: Promoting Urban Poverty Reduction through Participation in the Cities Alliance by the Agriculture‚ Natural Resources and Social Sectors Division of the Regional Sustainable Development Department‚ Asian Development Bank (ADB). The findings‚ interpretations‚ and conclusions expressed do not necessarily represent the views of ADB
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GLOBAL WARMING : WHAT LIES AHEAD GLOBAL WARMING Climate change is a change in the statistical distribution of weather over periods of time that range from decades to millions of years. In recent usage‚ especially in the context of environment policy‚ it is more generally known as "global warming"‚ which occurs due to increasing levels of greenhouse gases in the atmosphere. Most of the observed temperature increase has been caused by increasing concentrations of greenhouse gases‚ which result
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developing countries?” is “No!” Quite the contrary‚ in fact. Trade and globalization have improved the lives of billions of people in developing countries. For example‚ in the short span of 1990 through 1998‚ the number of people living in extreme poverty in East Asia and the Pacific
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Sociological Views of Poverty Michelle Williams-Thomas Sociology 101 Professor Yelena Gidenko February 12‚ 2012 At the beginning of the twentieth century‚ the most common reasons people died were accidents or communicable diseases like pneumonia. Today‚ millions die each day from poverty. How can poverty be defined? And what is the difference between absolute and relative poverty? In the paper I will address these issues along with sociological views of poverty. Poverty is a social
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