"Microfinance" Essays and Research Papers

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Microfinance

Definition of 'Microfinance' A type of banking service that is provided to unemployed or low-income individuals or groups who would otherwise have no other means of gaining financial services. Ultimately, the goal of microfinance is to give low income people an opportunity to become self-sufficient by providing a means of saving money, borrowing money and insurance. Investopedia explains 'Microfinance' Microfinancing is not a new concept. Small microcredit operations have existed since the mid...

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Evolution of Microfinance and Poverty Reduction in Ghana

EVOLUTION OF MICROFINANCE AND POVERTY RDUCTIONIN GHANA BY     JOSEPH TETTEH OLIVIA GIDIGLO BENJAMIN TETTEH JOHN KOFI DORGBEFU         IN PARTIAL FULFILMENT OF THE REQUIREMENTS OF A BACHELOR’S DEGREE (B. Sc. HONS) IN BUSINESS ADMINISTRATION OF THE UNIVERSITY OF GHANA BUSINESS SCHOOL, UNIVERSITY OF GHANA, LEGON.       JUNE, 2013   CHAPTER ONE PROPOSAL   1.0​BACKGROUND TO THE STUDY Modern microfinance emerged in the 1970s pioneered by – among others – the Grameen and SEWA...

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Microfinance in India

million people are currently in need of funds. Microfinance encompasses many different types of services such as credit, savings, insurance, remittance and pensions. Microfinance initiatives primarily focus on microcredit services because rural towns are heavily reliant on credit for a wide range of needs for example engage in economic activity, consumption needs, mitigate income shocks, increase savings and improve self-empowerment. In many microfinance areas, women comprise most of the groups because...

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Importance of Microfinance in Pakistan

Importance A microfinance bank is one devoted to extending small loans, referred to as microloans, to individuals, businesses, and organizations in low-income regions, including under-developed countries where small amounts of money can go a long way. Some financial institutions are devoted entirely to microfinance, while others are part of larger companies, such as global investment banks. Ultimately, a microfinance bank provides credit to those who would otherwise be unable to access this form...

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Microfinance and Its Delivery Models

come from the world of the rich or the relatively well off. More important than the hedge fund or the liquid yield option note was the finding that the poor can save, can borrow, and will certainly repay loans. This is the world of microfinance. Definition Microfinance may be defined as "provision of thrift, credit and other financial services and products of very small amounts to the poor in rural, semi-urban or urban areas for enabling them to raise their income levels and improve living standards" ...

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Challenges of Microfinance Banking in Nigeria

CHALLENGES OF MICROFINANCE BANKING IN NIGERIA-1 Nigerians, like many other Africans are generally known as their brother’s keepers in view of the extended family system. But when truly analyzed, there is a possibility that this may not be so? Perhaps a hypothetical deep may reveal that not up to 10% of Nigerians would invest in ventures or people that would yield them nothing in return and here I mean, “Returns in the short run or in the immediate”. The returns may be financial, emotional, spiritual...

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Unitus Microfinance: Case Study

exam I ever had. I see 2 different layers in this case: the problem of Unitus with debt/equity decision and the problem of microfinance industry at all. I consider these 2 problems as highly connected to each other: the understanding of the overall microfinance industry will help in solving the problem of alternatives choice. Therefore I will firstly focus on microfinance industry understanding (what are the problems here, the contemporary situation etc.), then I will explain how industry issues...

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Financial Inclusion Through Microfinance-Health Insurance in India

Financial Inclusion through Microfinance Health Insurance Microfinance India is home to the largest population of poor in the world. Microfinance in India has emerged as a powerful tool for financial inclusion. The ‘SHG – Bank Linkage’ programme plays a predominant role in the financial inclusion of poor. The programme is coming up well and being implemented widely across the country. But there is a need to strengthen the SHG-Bank Linkage Programme to fully mainstream it with the commercial...

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Microfinance"S Transformation of the Private Sector Questionnaires

a student of Kyambogo University undertaking a research study as part of my fulfillment for the Degree of Bachelor of Accounting and Finance I humbly seek to get your opinion about the issues in the questionnaire to facilitate my study about microfinance institutions and the growth of the private sector. Your opinion will be kept highly confidential and used specifically for academic purpose. I will be grateful for your assistance. Instructions: Please tick or fill in the space provided where...

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The Role and Impact of Microfinance Institutions on Ghana’s Economy.

propose a research topic and Justify it choice. Proposed Research Topic: The Role and Impact of Microfinance Institutions on Ghana’s Economy. Topic Area: The topic is on Microfinance and the Impact It has on Ghana’s Economy. Microfinance is often defined as financial services for poor and low-income clients offered by different types of service providers. Microfinance encompasses the provision of financial services and the management of small amounts of money through...

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