GROWTH OF MICRO-CREDIT IN INDIA: AN EVALUATION (90th Conference volume of Indian Economic Association 2007 Dr. Md. Tarique * & Ranjan Kumar Thakur † The success of Grameen Bank in Bangladesh has established the fact and several literatures in this regard also acknowledge the fact that poor are bankable in terms of capacity to save and repay the loans provided the same are collected at the doorstep in small amount at frequent intervals. This is the basic principle of micro-finance‚ which
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The budgeting process for nonprofit organizations can be very interesting. Good nonprofit leaders ask for input before finalizing a nonprofit’s budget. One reason to ensure everyone has a voice in the budget process is because at the end of the day everyone will own the final budget. By owning I mean everyone will be held to the budget that is approved so it makes sense to get everyone involved in the process. It makes sense for staff to request their own expense increases or decreases because no
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CAPITAL BUDGETING DECISION Clark Paints To look into possible ways to trim total poduction costs. Make or purchase paint cans? Cost of new equipment Disposal value Life production - number of cans Annual production or purchase needs - number of cans Project life $ $ 200‚000 40‚000 5‚500‚000 1‚100‚000 5 years Number of workers needed Annual work-hours per employee Earnings per hour for employees Other annual benefits per employee - % of wages Annual health benefits per
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1.0 MACRO ENVIRONMENT ELEMENTS There are many factors in the macro-environment that will effect the decisions of the managers of any organization. Tax changes‚ new laws‚ trade barriers‚ demographic change and government policy changes are all examples of macro change. 1.1 Political and Legislation Factors The political-legal dimension of the general environment also affects business activity. The philosophy of the political parties in power influences business practices. The legal environment
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Unit 2 Macro-Trend Analysis BUS 620 Larry Fiegle Tina Haller May‚ 3‚ 2012 Hybrid Vehicle Macro-Trend Analysis Introduction As gas prices continue to rise‚ people have started to trend toward more energy efficient means of transportation. Hybrid vehicles have an electric motor along with rechargeable batteries and have an increased efficiency of up to 50 percent. There is an onboard computer that switches between gas and electric power. The hybrid car runs on the energy of the battery when
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Counseling Microskills: Disclosure‚ Proxemics‚ and Eye Contact Wendy Dearringer Walden University In counseling‚ the use of micro-skills such as disclosure‚ proxemics‚ and eye contact helps to strengthen the therapeutic relationship‚ which in turn generates a more positive counseling outcome. These skills are used as non-verbal cues of communication‚ and develop a positive rapport within the counseling session. Disclosure‚ often termed
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The history of Congressional budgeting is a largely long and compounding series of passed laws and reforms like much of the rest of Congress. The early history of the Congressional budget was a story of decentralized requests from each consecutive administration. These requests were not coordinated or funneled through any specific agency. Budgetary requests were handled by Congress through its committee system meaning that committee chairs held supreme authority over any requests that came their
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Macro-environmental trends. This portion requires you to discuss and analyse the impact on the industry of the following factors (in case the industry competes in overseas markets‚ your analysis should have a corresponding dimension): · Social‚ cultural‚ demographic and environmental forces; · Political‚ governmental and legal forces; · Technological forces; and · Economic forces. Macro-Environment Definition Major external and uncontrollable factors that
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Consultancy Report Part 1 Ryanair’s macro and competitive environments Report compiled by: Student: Egle Sukyte Student number: 7124180 Course: Business Management with HRM Unit title: Marketing (MKT 432)‚ Level 2. Table of Contents 1. Introduction.............................................................................1 2. Macro Environment – PESTLE Analysis...............................................1 3.1 Political forces..........................
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Capital budgeting is a complex process and there are five broad phases. These are planning‚ analysis‚ selection‚ implementation and overview. Planning The planning phase involves investment strategy and the generation and preliminary screening of project proposals. The investment strategy provides the framework that shapes‚ guides and circumscribes the identification of individual project opportunities. Capital Budgeting Process Analysis If the preliminary screening suggests that the project
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