Time Value of Money Q1. Mr. Sundaram is planning to retire this year. His company can pay him a lump sum retirement payments of Rs 2‚ 00‚000 or Rs 25‚000 life time annuity whichever he chooses. Mr. Sundaram is in good health and estimates to live for at least 20 more years. If his interest rate is 12%‚ which alternative should he choose? Ans Present Value of Annuity 25000*7.469*1.12 = 2‚09‚132 Which is greater than lump sum value of Rs. 2‚00‚000. So Annuity option is better
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Assignment 3 Question 1 Question 2 Question 3 a) It would be beneficial for the company as a whole if logs were transferred to the Sawing Division at the suggested price of $61.50 per log. CM from selling externally = $75 - $40.50 - $9.50 = $25/unit $25 x 10‚000 units = $250‚000 CM from selling to Sawing division = $122-Trasnfer costs from Harvesting-Production costs = $122-40.50-9.50-35-4.5-2.5 = $30/unit $30 x 10‚000 units = $300‚000 $300‚000 - $250‚000 = $50‚000 The CM is greater
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Fields of Psychology Industrial Organizational Psychology Counseling Psychology Clinical Psychology Developmental Psychology Experimental and Human Factors Psychology Educational Psychology Social Psychology School Psychology Physiological Psychology Environmental Psychology Health Psychology Family Psychology Rehabilitation Psychology Psychometrics and Quantitative Psychology Forensic Psychology and Psychology with the Law Neuropsychology/Psychobiology Geropsychology/Psychology of Aging
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LO 1 Define psychology. “The study of behavior & mental process” LO 2 Describe the scope of psychology and its subfields. “The psychology is a broad field that includes many perspectives and SUBFIELDS. APA the American Psychological Association and the APS The Association for Psychological Science. Psychologists conduct two major types of research Basic research which is “often done in universities” and focuses on collecting data to support (or refute) theories and gathers knowledge for the sake
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head: BASIC HUMAN NEEDS Basic Human Needs Thane S. Pittman and Kate R. Zeigler Colby College DRAFT Chapter to appear in Kruglanski‚ A.‚ & Higgins‚ E. (2006)‚ Social Psychology: A handbook of basic principles‚ 2nd Edition. New York: Guilford Publications Thane S. Pittman and Kate R. Zeigler Department of Psychology 5550 Mayflower Hill Colby College Waterville‚ ME 04901 207-859-5557 tpittman@colby.edu Basic Human Needs Basic Human Needs "It is vain to do with more what can be done with
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were used in preparing the predetermined overhead rate at the beginning of the year: Computer-hours 82‚000 Fixed manufacturing overhead cost $1‚278‚000 Variable manufacturing overhead per computer-hour $3.40 During the year‚ a severe economic recession resulted in cutting back production and a buildup of inventory in the company’s warehouse. The company’s cost records revealed the following actual cost and operating data for the year: Computer-hours 60‚000 Manufacturing overhead
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ECONOMICS CHAPTER 1 ECONOMIC WAY OF THINKING SCARE RESOURCES WEALTH OF THE NATIONS ECONOMICS: ADAM SMITH STAR CITY Scarcity Scarcity is the basic and central economic problem confronting every society. It is the heart of the study of economics and the reason behind its establishment. Authors have defined scarcity in various way some if which are complexly stated. One author defines scarcity as a commodity or service being in short supply‚ relatives to its demand (Kapur
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Prejudice‚ Stereotypes‚ and Discrimination Katrina Pride PSY301: Social Psychology Instructor: Michelle Andes July 1‚ 2013 When it comes to prejudice‚ stereotyping‚ and discrimination the root of it does not have a common knowledge of where it comes from. People tend to stay with those who have the same features as them‚ have the same beliefs and/or same characteristics as they do. In reference to the above sentence it may make it difficult or challenging for us to adapt or adjust to the
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MARKETING AS A MANAGERIAL FUNCTION Marketing as a managerial activity involves analyzing the market opportunities‚ planning the marketing activities ‚implementing marketing plans and setting control mechanism‚ in such a way that organizational objectives are accomplished at the minimum cost. In other words‚ marketing is: 1. Understanding consumer needs. 2. Environmental scanning and market opportunity analysis. 3. Developmental of competitive marketing plan and strategy such that an organization
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Enduring Issues in Psychology Toni Blake • Which Type of Psychotherapy Is Most Useful? • Psychotherapy should focus on unconscious traumas • Psychotherapy should focus on irrational thought processes • Psychotherapy should focus on an individual’s potential • Psychotherapy should focus on changing • What Is Personality and How Is It Measured? • Unconscious instincts motivate personality • Social feeling motivates personality • A hierarchy of needs motivates personality • Personality
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