FINA 3088 Case Study 1 ---- Chase’s Strategy for Syndicating the Hong Kong Disneyland Loan (A)&(B) Bid Strategy of the First Round The first round bid was to show its commitment and price‚ while detailed proposal would be submitted after being shortlisted. Thus‚ Chase had mainly three kinds of concern at that stage: risk‚ profit and reputation. Reputation From Exhibit 6‚ there is no doubt that Chase was the top bank in syndicated finance in the US and over the world. However‚ it recorded
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Last four digits of student ID #: Name of the business: Dawson Lumber Company Nature of the business: Wholesale Lumber Business Marketing Analysis: The Dawson Lumber Company was founded in the 1870s by the Dawson family to market the lumber on their land. In 1950‚ Dawson Lumber owned four small lumber yards in the Corn wall area‚ each operating as a separate company. However‚ in 1965‚ J.H. Dawson became president and amalgamated the four companies into the Dawson Lumber Company. The
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Caselet 1 Case1: Credit Decision - Agarwal Case On August 30‚ 2006‚ Agarwal Cast Company Inc.‚ applied for a $200‚000 loan from the main office of the National bank of New York. The application was forwarded to the bank’s commercial loan department. Gupta‚ the President and Principal Stockholder of Agarwal cast‚ applied for the loan in person. He told the loan officer that he had been in business since February 1976‚ but that he had considerable prior experience in flooring and carpets since
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covenants. Potential threat from Phoenix Bank where we had small deposits also led to the loan doubling up to almost $8 million with Caslon without a carefully structured financial program. To properly restructure our company’s debt‚ Caslon Trust proposed options that will be beneficial to both and acceptable to Padgett’s management. Initial meetings proved unsuccessful with us refusing to agree to a long term loan through an insurance company financing because of high rates and ‘fancy’ covenants. We
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Liabilities Investment I Securities Bf Loan L- Securities Bh Deposits D+ Savings S Banks Assets Liabilities Loans L+ Securities Bb Deposits D A. Households Households
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I would like to express my heartiest gratitude to Bank of India‚ for giving me an opportunity to work with its Main Branch situated at Civil Lines‚ Allahabad‚ in the Department of Loans and Advances‚ my Institute and important persons associated with this project as without their guidance and hard work I would have never ever have got a chance to have real life experience of working with a Public Sector Bank of such a great repute
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COMMON ACCOUNTING SYSTEM INTRODUCTION 1. Most of the State Cooperative Societies Acts have provisions regarding preparation and submission of financial statements such as Balance Sheet‚ Profit and Loss Account and Trading Account of PACS. However‚ the formats for financial statements of PACS have not been prescribed in many States. The existing formats have evolved over a period of time on the basis of instructions from the RCS‚ Director of Audit‚ etc.‚ There is no uniformity and transparency in
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McCue‚ & Glick‚ 2009)‚ 3. “The health care borrower is evaluated by a credit rating agency” (Zelman‚ McCue‚ & Glick‚ 2009)‚ 4. “The bond is rated by the credit rating agency” (Zelman‚ McCue‚ & Glick‚ 2009)‚ 5. “The health care borrower enters into a loan agreement with the governmental authority‚ the issuer of the bonds” (Zelman‚ McCue‚ & Glick‚ 2009)‚ 6. “The underwriters sell the bonds to bondholders at the public offering price‚ and the trustee provides the health care provider with the net proceeds”
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other new requirements have caused undue cost to these smaller banks. Many small banks can no longer afford to offer free checking accounts‚ and due to stiff regulations they have been forced to end programs such as those that offer mortgages or car loans. Even though the legislators of Dodd-Frank intended to target large banks‚ most of the regulatory barriers hit small banks the hardest‚ forcing them out of them business. Because of that‚ Dodd-Frank has almost had the opposite of its intended purpose
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the Untied States‚ loan originations by mortgage brokers was at a substantial 70% before the economic crisis vs. Canada’s being at only 35%. During the housing boom of 2006/2007‚ American banks were blinded by optimism in the currently prosperous housing market and wanted to loan out as much money as possible. Loans were being granted with lower-than-market interest rates to anyone and everyone‚ regardless of their income and ability to repay the loan. In Canada however loans are always granted
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