Gold Loans ‘Lending with comfort’ Muthoot Finance – BUY CMP: Rs154 Target: Rs202 Largest gold financing company in the country with 20%+ market share AUM growth to moderate but remain strong on higher base NIM to decline on steep increase in funding cost; yield to be relatively resilient Earnings CAGR to remain brisk at 39% over FY11-13E RoA to marginally come-off; RoE to normalize India - a huge gold loan market India is one of the largest markets for gold accounting for ~10%
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Thailand The earliest inhabitants of what is now Thailand were hunter-gatherers. However about 4‚000 BC they began farming. They grew rice. At first the farmers used stone tools but about 3‚000 BC bronze was discovered. From about 500 BC the people of what is now Thailand used iron. At first what is now Thailand was divided into small states called Meuang. By 100 AD they were practicing Theravada Buddhism. However the ancestors of modern Thais are believed to have come from southern China. They
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A STUDY ON THE SALES PROMOTIONAL ACTIVITIES A Summer Internship Project Report Submitted in partial fulfillment of The Master of Business Administration (MBA) Degree under Biju Patnaik University of Technology‚ Rourkela By K.Chandrakanti Regd. No.: 0906202052 Roll No.: 200975721 [pic] 2009 - 2011 Under the guidance of Mr. Ratnakar Mishra NATIONAL INSTITUTE OF SCIENCE & TECHNOLOGY Palur Hills‚ Berhampur‚ Orissa – 761008‚ India ACKNOWLEDGEMENT I take this opportunity to place
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1. INTRODUCTION Textile have much as important bearing on daily lives that everyone needs from earliest times‚ people have used textiles of various types for covering‚ warmth. Personal adornment and even to display personal wealth. Today textiles are still used for these purposes and everyone is an ultimate consumer. It begins in agriculture with fibre production of cotton‚ flax and other fibrous plants. These fibres are process into yarns and fabrics. The yarns are made into fabrics for industrial
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s t r at eg i c & c o m m e r c i a l i n t e l l i g e n c e grocery retailing in asia Pacific a D V i s o rY Contents Introduction 1 Executive summary 2 Australia 4 China 8 Hong Kong 11 India 14 Indonesia 17
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Indian Mutual Fund Industry – The Future in a Dynamic Environment Outlook for 2015 JUNE 20 09 Table of Contents 1. Executive Summary 2. The Indian Mutual Fund Industry - Current State 3. Challenges and Issues 4. Voice of the Customer 5. Future Outlook in a Dynamic Environment 6. Action Plan for Achieving Transformational Growth 7. Summary 01 03 10 15 20 26 32 Preface The Indian mutual fund industry has witnessed significant growth in the past few years driven by several favourable
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Adultery From Wikipedia‚ the free encyclopedia This article is about the act of adultery or extramarital sex. For other uses‚ see Adultery (disambiguation). For a broad overview‚ see Religion and sexuality. Sex and the law Scale of justice 2.svg Social issues Age of consent Antisexualism Censorship Circumcision Deviant sexual intercourse Ethics Homophobia Intersex Miscegenation (interracial relations) Norms Objectification Pornography Public morality Red-light district Reproductive rights Same-sex
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Political Psychology‚ Vol. 26‚ No. 5‚ 2005 Indira Gandhi: The Relationship between Personality Profile and Leadership Style Blema S. Steinberg This article explores the relationship between Indira Gandhi’s personality profile in the period before she became Prime Minister and her leadership style during the time she was Prime Minister. The instrument for assessing the personality profile was compiled and adapted from criteria for normal personality types and pathological variants. Gandhi emerges
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Difference in Memory MAHUA SARKAR Sociology‚ Binghamton University‚ SUNY Everyone lives in a story . . . because stories are all there is to live in‚ it was just a question of which one you chose . . . (Amitav Ghosh‚ The Shadow Lines)1 INTRODUCTION The study of popular memory is necessarily relational. It involves the exploration of two sets of relations: (1) that between dominant memory and oppositional forms across the public field‚ including academic productions; and (2) the relation between
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Ayyappan Bhajan Booklet 2009-10 Editions Brought to you by AyyappaSamaaj of San Francisco Bay Area You are invited to join AyyappaSamaaj: (http://www.ayyappasamaaj.org) Acknowledgements Hindu Community and Cultural Center (HCCC) Livermore Shiva Vishnu Temple Our Sponsors & Volunteers Ayyappa Samaaj Members of the San Francisco Bay Area (Yahoo Groups: Ayyappasamaaj; http://www.ayyappasamaaj.org) SWAMIYE SARANAM AYYAPPA Table of Contents Sabarimala – An Introduction ..................
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