Rs.7000 4 Rs. 10000 Q.4 What is the present value of a 4-year annuity‚ if the annual interest is 5%‚ and the annual payment is $1‚000? Q.5 You are given the option of receiving $1‚000 now or an annuity of $85 per month for 15 months. Which of the following is correct? a. You cannot choose between the two without computing present values. b. You cannot choose between the two without computing future values. c. You will always choose the lump sum payment. d. You will always choose
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Environmental and Consumer Influences Analysis Brock Q. Griffin PSY/322 September 04‚ 2013 Jeremy Pope Environmental and Consumer Influences Analysis People should not be locked into the use of one or two categories of products‚ therefore companies have to expand their brands to fit into the lives of consumers. People are unique and so are the preferences of their needs and wants. A basic product such as laundry detergent that so many consumers use on a continuing basis
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tan. Though‚ spending time in the sun is important‚ it should be done in a limited way and not overdone as this can cause health concerns. Before we look into the risks of exposure to sun rays‚ lets take a look at the benefits obtained by spending time under the sun. One of the most important health benefits of sun rays is the production of Vitamin D. This vitamin is necessary for the body to remain strong. Sun rays are also necessary for the production of Melatonin‚ which helps to bring about
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The factors influencing consumer behavior This article is the third in a series of articles about the factors and variables that influence the behavior of consumers. How reacts a consumer? What are the motivations and aspirations that guide him? What are the factors that influence him? Why he will choose a product or brand over another? Today‚ let’s focus on the factors influencing consumer behavior: what are they? How do they work? What is their level of importance to the consumer and how he
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advancements‚ and vibrant culture‚ the 1920s earned their name—the "Roaring Twenties"—. This decade marked the thriving of the modern production and a consumption economy‚ which brought fantastic profits to investors while also raising the living standard of the urban middle- and working-class. The Roaring Twenties were‚ in fact‚ a great time to be rich. Treasury Secretary Andrew Mellon‚ himself a very successful investment banker‚ lowered the top marginal income tax rate for the wealthiest Americans from
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Consumer Behavior & Marketing In their process of goods and services consumption customers are influenced by different factors that marketers study in order to satisfy customer’s needs. This research made on consumer behavior is important for companies in order to successfully establish their marketing plan‚ to sell their products or services and also to establish a good relationship with customers. In this paper work the three factors that were chosen to describe the impact on consumer behavior
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Time value of money ("TVM") is defined as the idea that money available at the present time is worth more than the same amount in the future‚ due to its potential earning capacity. This core principle of finance holds that‚ provided money can earn interest‚ any amount of money is worth more the sooner it is received. TVM is also often referred to as "present discounted value" (Answers Corporation‚ 2006). TVM concepts help people like managers or investors understand the benefits and the future cash
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Business and Social Sciences August 2014‚ Vol. 4‚ No. 8 ISSN: 2222-6990 Influences of Consumer Behavior: Research about Beverage Brands of Pakistan Waqar Nisar BZU-Bahadur Sub Campus Layyah‚ Pakistan E-mail: wnisar31@gmail.com DOI: 10.6007/IJARBSS/v4-i8/1080 URL: http://dx.doi.org/10.6007/IJARBSS/v4-i8/1080 Abstract: Consumer behavior plays an important part for the success of any organization. Without study of consumers and their behavior organization and marketers can’t achieve their goals and
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Table of contents 1. Introduction Page 2 2. Cultural factor Page 2 3. Social factor Page 2 4. Personal factor Page 3 5. Conclusion Page 3 6. Bibliography Page 4 1. Discuss and explain the key factors influencing consumer behaviour. Why must organisations understand consumer behaviour in order to optimise sales? "Marketing is the activity‚ set of institutions and processes for creating communicating‚ delivering‚ and
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The Suez Canal drastically decreased the time taken for ships to sail from Britain to India‚ from a six week journey that entailed navigating the Cape‚ to a two week journey‚ resulting in better improvements in communications between the Viceroy and Whitehall and greatly increasing the profits
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