Gifted and Talented What is the general definition of gifted and talented? Gifted & Talented means children‚ and wherever applicable‚ youth who are identified at the preschool‚ elementary or secondary level as possessing demonstrated or potential abilities that give evidence of high performance capability in areas such as intellectual‚ creative‚ specific academic or leadership ability‚ or in performing and visual arts and who by reason thereof require services or activities not ordinarily provided
Free Intelligence Intelligence quotient
Question 1: Most of the financial institutions have the problem of non-performing loans. Basically‚ the non-performing loans (NPLs) mean that the loans in default‚ or is close to being in default according to Investopedia. In the contract terms‚ NPLs indicates the failure to promptly pay interest or principal when due. When the borrowers are unable to meet the legal obligation on making the required payment or are unwilling to honor the debt‚ the default will be taken place. With the increase
Premium Monetary policy Central bank Inflation
Are interest groups useful or harmful? Interest groups‚ also referred to as: special interests‚ pressure groups‚ organized interests‚ nongovernmental organizations (NGOs)‚ political groups‚ lobby groups and public interest groups‚ are organized collections of people or organizations whose goal is to influence public policy (511). ‘Interest groups’ is a term that encompasses a variety of organized groups including public interest groups‚ business and economic groups‚ governmental unites‚ and political
Premium Lobbying Advocacy group
You are already familiar with Microsoft Excel software. You have learnt some interesting and useful things that can be done in MS-Excel. Microsoft Excel is an electronic spreadsheet software which allows you to enter‚ calculate‚ manipulate‚ organize and analyze data in the form of tabular form. Let us learn more about data tools provide in Microsoft Excel. * Data Tools * Text to Columns * Remove Duplicates * Data Validation * Consolidate Data Tools With the powerful data
Premium Microsoft Excel Spreadsheet Microsoft
Atlanta Home Loan Al Fiorini had a company called Atlanta Home Loan which offered loans in the Atlanta area. Al decided to return to school and was difficulty with people he hired to replace him in his absence. His first choice for replacement was a loan officer named Joe with 20 years of experience in the field. After he promoted Joe he was absent several days and missed important meetings with Al. After this Joe convinced Al to give him a second chance and this was met with absenteeism as
Premium Money Cheque Debt
Coordination Compounds are compounds that contain at least one complex ion. Complex ion is an ionic species consisting of a metal ion bounded one or more Lewis bases. Coordination complex is the product of a Lewis acid-base reaction in which neutral molecules bond to a central metal atom by coordinate covalent bonds. A coordinate covalent bond is a covalent bond in which one atom supplies both electrons. Ligands are atoms or molecules with electron pairs available‚ and they may be neutral or negatively
Premium Atom Electron Chemical bond
AQA GCSE Chemistry Unit 1 C 1: Fundamental ideas: C 1.1. Atoms‚ elements and compounds: * All substances are made up of atoms. * Elements contain only one atom. * Compounds contain more than one atom. * An atom has a tiny nucleus in its centre‚ surrounded by electrons. C 1.2. Atomic structure: * Atoms are made up of protons‚ neutrons and electrons. * Protons and electrons have equal and opposite electrical charges. Protons are positively charged‚ and electrons are negatively
Premium Chemistry Chemical reaction PH
Compounds First to define the word‚ compounds are pure substances made up of atoms of two or more elements chemically combined together in fixed ratios determined by mass. When a compound is formed from its components‚ a chemical change takes place through chemical reactions. Elements form compounds to become more stable‚ which happens when the maximum number of possible electrons are in the outermost energy level. Carbohydrates: A carbohydrate is one of the elements of the 5 major compounds
Premium Carbohydrate Nutrition Blood sugar
Cost‚ Volume‚ and Profit Formulas Heather Jauregui University of Phoenix of Axia College “The Cost-volume-profit (CVP) analysis is the study of the effects of changes in costs and volume on a company’s profits.” (Kimmel‚ P.‚ Weygandt‚ J.‚ & Kieso‚ D. 2003) The analysis is used to maximize efficiency in a business. In order to be effective the CVP analysis has to make several assumptions. These assumptions are that the costs can be fitted into either fixed or variable categories. The
Premium Variable cost Costs Contribution margin
A solar car is a solar vehicle used for land transport. Solar cars combine technology typically used in the aerospace‚ bicycle‚alternative energy and automotive industries. The design of a solar vehicle is severely limited by the amount of energy input into the car. Most solar cars have been built for the purpose of solar car races. Exceptions include solar-powered cars and utility vehicles. Solar cars are often fitted with gauges as seen in conventional cars. To keep the car running smoothly‚
Premium Photovoltaics Electric vehicle Solar cell