INTRODUCTION Capital Mortgage Insurance Corporation (CMI) sells insurance to lenders protecting against mortgage default losses. They are a wholly owned subsidiary of Northwest Equipment Corporation. Following their acquisition in 1978‚ CMI’s goal has been to rebuild their business and diversify their services. Mortgage insurance is used to protect mortgage lenders (ie originators and/or underwriters) by transferring mortgage risk‚ and notably tail risk‚ from lenders to insurers. Insurers by their
Free Insurance Underwriting
What is crime? Crime is the conduct that is in violation of the criminal laws of state‚ federal government‚ and local jurisdiction. In normal terms‚ breaking anything that the people who make laws finds to be wrong and immoral. Crime nowadays can be pretty much anything. There are so many different items and actions that society and lawmakers are making illegal. The criminal justice system has been established to control these crimes and to protect those of us that are victims and to punish those
Free Crime Criminal justice Criminal law
Organized sports are an important part of a student’s total education. The values derived from the positive experience of participation in a good athletic program are immeasurable and will carry into other aspects of a student’s life. Values like effort‚ attitude‚ honesty‚ respect and sportsmanship will be taught everyday. A primary concern of mine as a coach on the collegiate level is for each player to excel in the classroom and leave with a marketable degree at the end of her college experience
Premium High school Coaching Learning
science new concepts are integrated in our lives. Cyber crime is among those concepts that did not previously exist 15-20 years ago. Back In the old day’s only conventional crime was discussed‚ which refers to those traditional‚ illegal behaviors that most people think of as crime. In today’s one has to be careful not only against conventional crime but also cyber crime as it is the latest and the most complicated problem in the new century. Cyber crime consists of all criminal actions against communication
Premium Computer crime Fraud
Computer crime Computer crime‚ or cybercrime‚ refers to any crime that involves a computer and a network‚ where the computers may or may not have played an instrumental part in the commission of a crime.[1] Netcrime refers‚ more precisely‚ to criminal exploitation of the Internet.[2] Issues surrounding this type of crime have become high-profile‚ particularly those surrounding hacking‚ copyright infringement‚ child pornography‚ and child grooming. There are also problems of privacy when confidential
Premium Illegal drug trade Abuse Crime
theories of youth crime This essay will discuss the understanding of the sociological and psychological factors of youth crime. It will be agreeing and disagreeing in the above statement Youth crime is also known as juvenile delinquency‚ juvenile delinquency refers to criminal acts performed by juveniles. Most legal systems prescribe specific procedures for dealing with juveniles‚ such as juvenile detention centres. There are a multitude of different theories on the cause of crime‚ most if not all
Premium Crime Criminology
changed to grievous hurt. In the present case of Barendra Kumar Ghosh‚ the accused argued that he was the man who stood outside the courtyard and was in nowhere in the room. To this contention the court asked why was he present at the scene of the crime at all and why did he not take himself off ? These questions were not answered by the
Premium Crime Criminal law Law
CIS170 Fighting Digital Crime Professor Randy Smith February 27‚ 2012 The purpose of this paper is to explain the existing challenges that result from the independent nature of federal agencies‚ as well as the other factors that are common to each of them and discuss how the U.S. could align these efforts to better protect the nation against digital crimes and terrorism. The National Security Agency (NSA) aims to use social media and improved data sharing as part of an enhanced strategy
Premium Federal Bureau of Investigation Central Intelligence Agency Organized crime
CRIME TYPOLOGIES VIOLENT CRIME Forcible rape – defined in common law as “the carnal knowledge of a female forcibly and against her will.” * Population density influences the rape rate. Metropolitan areas today have rape rates significantly higher than rural areas * Rape is a warm-weather crime with most incidents occurring during July and August and the lowest rates occurring during December‚ January‚ and February. * Rape is frequently underreported * Fail to report
Free Theft Crime Assault
Cyber Crime and Security Submitted by: Ms.Poonam S. Ramteke (T.E C.S.E) psr_219@yahoo.com(9923115394) K.I.T.’s College of Engineering. ABSTRACT : Society is becoming more dependent upon data and networks to operate our businesses‚ government‚ national defense and other critical functions. Cybercrime‚ which is rapidly increasing in frequency and in severity‚ requires us to rethink how we should enforce our criminal laws
Premium Fraud Computer crime Crime