CONCEPT OF FINANCIAL INCLUSION Financial inclusion denotes the provision of affordable financial services‚ (viz.‚ access to payments and remittance facilities‚ savings‚ loans and insurance services) by the formal financial system to those who tend to be excluded. The various formal financial services include credit‚ savings‚ insurance‚ pension and payments and remittance facilities. The most commonly understood objective of financial inclusion is to extend the scope of activities of the organized
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Literature reviews on Financial Inclusion 1. Financial Inclusion: Taking banking services to the bottom of the pyramid. By dr. k. Srinivasa Rao Objective: To extend the scope of activities of the organized financial system t include within its ambit people with low incomes and to lift the poor from one level to another through graduated credit‚ thereby facilitating them to break the chain of poverty. Introduction: _ Financial inclusion means extending the banking habit and ensuring access
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initiative led to the inclusion of special education students in regular education classrooms. The Federal Individuals with Disabilities Education Act and its amendments make it clear that students with disabilities will be educated in mainstream or inclusion classrooms. Inclusion can be defined as providing specially designed instruction with classroom supports for students with special needs in the regular classroom setting. All schools across the country are now using the inclusion model. There are
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FINANCIAL INCLUSION IN INDIA Even after 60 years of independence‚ a large section of Indian population still remains unbanked. This malaise has led generation of financial instability and pauperism among the lower income group who do not have access to financial products and services. However‚ in the recent years the government and RBI have been pushing the concept and idea of financial inclusion. WHAT IS FINANCIAL INCLUSION? Financial inclusion is the delivery of financial services at affordable
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be educated. This debate links to the notion of inclusion being controversial‚ as it is difficult to decipher whether children with ASDs are truly included in mainstream schools‚ and whether them attending special schools is exclusive practice. There are many aspects to consider when exploring where children with ASDs should be educated. Some examples of these are government policies‚ parental experiences and the perspectives of teachers. Inclusion is a challenging term to define‚ particularly in
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be no good saying to then‚ “you have the same stairs as everybody else”. What is needed is a way of getting on the plane that will suit everybody’s needs without showing them up and treating them in a way that is worse than other people. Inclusion: Inclusion making the practice of “equality of opportunity” a worthwhile activity in the setting. It means trying to remove as many barriers as possible for children to ensure they can get everything they need from the setting. For instance‚ if you have
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Dr. Saravanabhavan 503: Seminar in Education The Promise of Inclusion As you know‚ the topic that I chose for my Interview Project was "The Promise of Inclusion"‚ but before I can tell you what the promise of inclusion is‚ I must first give you a clear view as to what Inclusion means. Inclusion is defined in many ways by many people‚ but there is no legal definition. According to Webster ’s Dictionary‚ Inclusion is the act of including and the state of being included. From an educational
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In conclusion‚ inclusion of children with ASD is highly complex and requires much planning and organisation. Inclusion is a contentious issue‚ Rix et al (Rix‚ et al.‚ 2010) highlights that parents of nondisabled children have long been concerned that children with conditions such as autism may be disruptive to their children’s education. There is also the problematic tension between national expectations for developing more inclusive practices whilst simultaneously promoting the raising of standards
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The article I read was called “Clearing a Path for Inclusion: Distributing Leadership in a High Performing Elementary School” written by David E. DeMatthews. The article is about a year long study of Dewey Elementary School which is a school known for inclusion of all students and high-performance all across the board. The article’s main question was how was Dewey Elementary School able to be an inclusive school while also attaining phenomenal test scores? It all starts with the idea of distributing
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Inclusion is the belief that all students‚ regardless of labels should be members of the general education community (Pratt). Inclusion favors the idea of bringing support systems to the student instead of moving the student out of the classroom to the support service. The fight for inclusion began as race relations in schools were resolved‚ and parents of those with disabilities to believe special education students deserved the same rights as everyone else. The movement for inclusion was sparked
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