NON PERFORMING ASSETS(NPA) WHAT IS A NPA (NON PERFORMING ASSET) Non Performing Asset means an asset or account of borrower‚ which has been classified by a bank or financial institution as sub-standard‚ doubtful or loss asset‚ in accordance with the directions or guidelines relating to asset classification issued by RBI. Non-performing asset (NPA) shell be a loan or an advance where; i. interest and /or installment of principal remain overdue for a period of more than 90 days in respect of a
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"Transformational Learning" Transformational learning is a philosophy of change. It identifies people why change is necessary‚ what benefits will be accrued by changing‚ how to change‚ and most importantly‚ how to incorporate and embrace change in education. The study of transformational learning emerged with the work of Jack Mezirow (1981‚ 1994‚ 1997). Transformational learning is defined as learning that induces more far-reaching change in the learner than other kinds of learning‚ especially
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Management & Leadership: A Christian Perspective‚” “Transformational leaders channel the efforts of those in the organization by ensuring followers are aware of the issues‚ paying attention to the concerns of followers‚ and inspiring followers to achieve organizational goals.” Satterlee‚ A. (2013). Organizational management & leadership: A Christian perspective (2nd ed.). Raleigh‚ NC: Synergistics International Inc. Summary In the article “Transformational Leaders” by Richardson (2011) challenges leaders
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Transformational Leadership Lindsey L. Richardson Georgia College and State University Transformational leadership‚ as a concept‚ has been present and used with leaders all over the world as far back as history records. This style of leadership has been central to several leadership techniques‚ research articles‚ and books for an extended history. Transformational leadership developed as a vocabulary term when it was first introduced by James MacGregor Burns in his book‚ Leadership
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Transformation is a catalyst toward creating a new self-identity. It is the process that when an individual faces an experience that is so powerful it creates change in one’s life. Polleck’s article “Creating Transformational Spaces: High School Book Clubs with Adolescent Females” highlights the importance of transformation acquired through collective reading. The young girls in this article‚ like most individuals‚ connect their personal lives to the characters within the text they read‚ in order
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Dan Krishman Transformational Leadership November 12‚ 2014 What Leaders Really Do The concept of ying and yang has been a running theme throughout the Transformational Leadership course. Nowhere has it been more applicable than to the HBR case study‚ “What Leaders Really Do”. The article discuss the importance of balance within an organization between management and leadership. Both have to exist in compliment of each other in order for an organization to thrive in a competitive environment. Management
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between Courts and citizens are essential to constitutionalism. Thus accountability must be comprehensive to include not only the politicians‚ but also the bureaucrats‚ judges and everyone invested with public power. Accountability is the sine quo non of democracy. Transparency facilitates accountability. No public institution or public functionary is exempted from accountability although the manner of enforcing accountability may vary with the nature of office and the functions discharged by the
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Importance of Accountability HCS/475 November 4‚ 2013 Kathie Huttegger Importance of Accountability Accountability is important in each organization. Accountability is the obligation of an individual or the organization for the account of the individual or the organization activities‚ accept the responsibility for him or her‚ and to disclose the results in a transparent manner. Employees and as well organizations are responsible for the actions are taken within the facility. Examples of
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where the shared beliefs‚ values and culture of an organization need to be completely transformed‚ Transformational leadership is required. Transformational leaders provide individualized consideration and intellectual stimulation‚ and possess charisma. This leadership has three phases as described below: Phase 1 of transformation starts when a need for change. Phase 2 is where a transformational leader is required to provide an alternative vision for the future. Phase 3 embeds the change into
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Office Solutions‚ Inc (HCOS) is using is the niche (or focus) strategy by the Porter’s Typology. According to the Mark W. Johnson and Greg W. Marshall (2011)‚ the service of particular target market‚ with each functional policy developed with this target market in mind. HCOS changed their name from the Printing Solution Incorporated to the Health Care Office Solutions‚ Inc (HCOS) because they realized that many of their best clients were doctors’ offices. In the 1985‚ HCOS decided to focus exclusively
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