Smoking and drinking does not just affect you‚ it affects your whole family. Everyone in my family either drinks‚ smoked weed‚ or smokes tobacco. My dad‚ uncle‚ and mom used to smoke weed‚ my mom and dad both stopped smoking weed because they just got tired of the weed. My uncle did not quit until he was caught with it on his person‚ ever since then he will not let any of his nieces or his daughters do anything dealing with drugs. he is also a raging alcoholic‚ a couple of years ago he went to the
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CORE Banking CORE or CORE Banking is a very important terminology used in Indian banking industry. The term CORE is used in two perspectives in Indian banking industry. 1) First Perspective of Core Banking In the first perspective CORE stands for Centralized Online Real-time Environment (CORE). It is a system of centralized banking under which all banks use a centralized data-centre for all their banking transactions. It can be said that all banks under this system share all information
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How culture affects manager in international organizations. In the last few years globalization has been expanded all around the world in different areas and technology. International organizations have the same effect‚ organizations that want to have an adventure must require managers or leaderships with general awareness of cultural variables that may affect the business and make this a success or a flop. Since culture has become one of the main obstacles to standardize decisions and processes
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China ’s textile and apparel industry‚ the world ’s largest exporter in 2009‚ is a formidable competitor. Neverless‚ as production costs rise in China‚ some low-cost developing countries are making inroads in this export market. By analyzing this sector using Porter ’s five factors framework- threat of entrants and the determinats of rivalry‚ buyer power‚ supplier power‚ and substitution threats--the article assesses its outlook. The industry ’s "partnership" with the Chinese Government is key to
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Monday‚ March 15‚ 2010 Distractions affect drivers of all ages‚ and are one of the leading causes of accidents. I did not think that this was as serious as it sounded until I started driving myself. I noticed that when I talked to my mother while driving I sometimes got enthused‚ excited or agitated and often swerved or swayed into the next lane or onto the shoulder. I had to learn to talk but keep my focus on the road. Another distraction for me is eating while driving‚ I tend to follow my
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BANKING BUSINESS A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities‚ either directly by loaning or indirectly through capital markets. A bank links customers that have capital deficits and customers with capital surpluses. Due to their importance in the financial system and influence on national economies‚ banks are highly regulated in most countries Banks act as payment agents by conducting checking or current accounts for customers‚ paying
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function follow organizational form? Evidence from the lending practices of large and small banks’‚ Journal of Financial Economics 76‚ 237–269. Berger‚ A. N.‚ Rebecca S. D.‚ and Philip E. S.‚ (1999)‚ ‘The consolidation of the financial services industry: Causes‚ consequences‚ and implications for the future’‚ Journal Bower‚ J. L. and Clark G. G. (2005)‚ ‘From Resource Allocation to Strategy’‚ Administrative Science Quarterly 52: 146 Chen‚ L.‚ Holland‚ J Cyert‚ R. and March‚ J. (1963). Behavioral
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How Internet Affects Life By:Syawalynn Zain Nowadays‚ the use of Internet is increasing especially among adolescence or more accurately‚ students. The Internet issue is discussed by the adults and parents. Most of them are worried that the use of Internet is dangerous to their kids. Some others said that Internet may bring benefits to their children especially to those who will be sitting for an examination. On my opinion‚ Internet has both benefits and drawbacks. First
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Islamic Banking vs. Conventional Banking In most Islamic countries‚ they tend to practice two types of financing in banking industry which are conventional and Islamic banking. The country like in Malaysia has successfully developed an Islamic banking system that operates in parallel with the conventional banking system. There is similarity between conventional banking and Islamic banking which helps to promote economic growth provided financing services such as credit facilities for business activity
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1. INTRODUCTION As a specific case of E-Commerce‚ E-Banking is a typical service combining a communication and a distribution channel. E-Banking applications have had a continuous evolution over the time‚ from their apparition in the context of innovation in the banking sector to the relative standardisation and convergence of current state. E-Banking developed and evolved rapidly during the last ten years. IT innovations like web-commerce and secure information exchanges have been a trigging factor
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