The types of long-term care insurance products available are immediate care insurances‚ enhanced annuities and equity release plans. Immediate Care Insurance is where a “A lump sum is paid in return for guaranteed future payments towards the cost of care‚ for as long as is required” http://www.integritypi.co.uk/our-services/long-term-care/. “If the insured makes a recovery‚ the benefit will continue to be paid‚ however if the
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The Continuum of Long-Term Care Lukita Wilson November 28‚ 2010 David Olsen Long-Term Care A variety of services that provides medical and non-medical needs toward individuals who are suffering from chronic illness‚ disability or old age is known as long-term care. Long- term care meets the needs of individuals who are no longer able to do many activities‚ which include bathing‚ dressing‚ cooking‚ and using the bathroom. This year‚ about nine million men and women over the age of
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Long-Term Care Options for the Elderly I selected the topic of long-term care options for my research paper‚ because of the importance of allowing the elderly to remain in their residence as long as possible in their final years and what options they have if they choose not to live in their own home. I will look at programs and services that provide long-term care for the elderly. My grandmother‚ 89 years old‚ has recently decided to move into an assisted living facility after living by herself
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individuals will require different types of long-term care services to live out the rest of their life comfortably. Depending upon a consumer’s medical condition or needs‚ several options of long-term care or nursing facilities may be needed. Long-term services can be broken down into several categories. Some services for the elderly are nursing facilities‚ subacute
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Risk Management Lynda Villicana HCS/451 March 19‚ 2013 Barbara Smith Risk Management Risk management in long term care creates many different and sometimes conflicting ideas. The general consensus is that risk management is the steps taken by an organization to prevent the possibility of a loss or injury. It is the responsibility of every employee to assist with minimizing the risk of harm. There are five basic steps to identifying and managing risks. 1. Identify the problem 2. Decide
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The Health Care delivery services for Long-Term Care Vida R. Mobley HCS 310/Health Care Delivery in the U.S. 01-31-2011 Martha Plant “Everyone wants to get older‚ but no one wants to be old” so the saying goes. Many people approaching retirement age look forward to having more time and fewer responsibilities. Yet‚ they are afraid of becoming aimless and useless. They also fear isolation‚ unhappiness and diminishing health. What then‚ is the secret of a happy life? Good friends and a loving
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Long Term Care Facility vs. Home Health Care Nursing By: Ronald L. Bowling English 125 J. Shackleford 11/02/2012 Abstract: The decision of whether or not to place an aging parent into a long-term care facility‚ or to try and to keep them in their own home or yours is one that many American families are facing each day. Factors in dealing with this decision are too numerous to count but we will address a few of them in the following paper‚ like the financial aspects‚ psychosocial‚ and meeting
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Professional Development Paper 3 Michelle Turner Aspen University Health Care Systems N502 Dawn Deem October 4‚ 2014 Professional Development Paper 3 Given the increasing longevity of Americans and the costs of providing long-term care‚ anticipation of the costs should be a major element of every family’s financial planning. Current information suggests however‚ that very few families or individuals give this consideration. What factors might impede this advance planning? What measures might be effective
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Unfortunately‚ many older adults are viewed as if their opinions or ideas are not worth listening to. The research article‚ the experience of being listened to: a qualitative study of older adults in long-term care settings‚ explored the experience of being listened to for older adults residing in long-term care settings. Throughout the study‚ certain themes emerged from the participants’’ interview statements which were collected and categorized. As these themes are emergent‚ they allow the researcher
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Long Term Care Insurance: what is it? How does it Work? Individual / Group? Policy types and characteristics? ADL triggers? Consumer utilization? Taxation? Answer: Long Term Care Insurance is a kind of insurance product that sold in the USA‚ UK and Canada. The main purpose of it is to help or provide the cost of long–term care that is spent in a predetermined period. This kind of insurance covers generally care not covered by health insurance‚ Medicaid and Medicare. Persons of all age group can
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