O L I O MANAGEMENT OF ISLAMIC BANKS ’Certainty Model ’ B.A. BASHIR* University of Lancaster‚ Lancaster LA1 4 YX‚ UK Received January 1982‚ final version received February 1983 The Islamic banking and finance system is recent in origin. Its special features preclude the application of modern finance theories. The system is briefly described in this paper as part of an initial attempt to develop a simple model for the portfolio management of an Islamic bank. The model is built on the assumption
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THE AMERICAN INTERNATIONAL BANK CASE * Summary of the Situation Tamara Long sat in her office reflecting on the tough past 6 weeks. She was the head of the international department at the American International Bank (AIB). Six weeks ago‚ the Chairman of the bank had called Tamara into his office. A bulletin had just come over the bank ’s wire indicating that a military coup had taken place in Portugal. The bulletin also reported that the new military dictator had frozen all foreign assets in
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Impact of Information Technology on Financial Performance of Banks 1.0 Introduction As an emerged business trend‚ the vast applications of information technology (IT) on economic organizations are immense and immeasurable. Organizational systems and functions are now considered effortless and unproblematic because of Information Technology (IT). IT also expanded the opportunities concerning product development processes or innovations that provide organizations with cost and competitive advantages
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Does Bank Investing Make Bank? Signature Bank (SBNY) is a full service commercial bank (personal/business‚ investment‚ brokerage‚ asset management and insurance products are all available). It is a mid-cap bank in the northeast region and is in the financial services sector. Over the coarse of the current year SBNY has had one of the best performances for a bank stock across the industry and outperforming the S&P500 TR last quarter. For this reason‚ SBNY’s P/E and P/B ratio are massive and unappealing
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during the period. Average annual real GDP growth rates were 6.8% in the 1960s‚ 4.8% in the 1970s‚ and 6.5% in the 1980s. Average annual growth fell to 4.6% in the 1990s with significantly lower growth in the second half of that decade. Bank meanng The name bank derives from the Italian word banco "desk/bench"‚ used during the Renaissance era by Florentine bankers‚ who used to make their transactions above a desk covered by a green tablecloth. However‚ traces of banking activity can be found even
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2011 Standard Chartered Bank Topic: Management Information System Muhammad Nayab Gul 131 (Eve.) 8th Sem. BBA (Hons.) Department of Management Sciences The Islamia University of Bahawalpur‚ Pakistan Introduction: The main objective of management information (MI) is the possession of the necessary information on operational performance of the regular organization for planning and control. Traditional techniques such as intuition‚ general‚ personal whims and prestige‚ etc. are now considered
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Business 1.1 Core Business Activity Public Bank Berhad’s core business is to provide wide range of banking and financial services that includes commercial banking‚ retail wealth management‚ Islamic banking‚ investment banking‚ stock broking and card businesses. Public Bank is a market leader in consumer banking and retail commercial lending to SMEs (Small to Medium Enterprise) in Malaysia‚ complemented by corporate banking services as well. (Public Bank) Source: Annual Report 2007 c p29
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AN EVALUATION OF THE FINANCIAL AND BUSINESS PERFORMANCE OF CAL BANK (GHANA) LIMITED BETWEEN DECEMBER 31‚ 2005 AND DECEMBER 31‚ 2007. 1. INTRODUCTION 1.1 The topic chosen The topic is Evaluation of the financial and business performance of CAL Bank Limited between December 31‚ 2005 and December 31 2007. Financial and business performance evaluation involves a critical analysis of a company’s business activities and its financial results. Such analysis helps stakeholders to understand how
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Retailtainment is a term rarely used in banking. Banks do not usually target the experience of the customer in a specific branch as a main objective‚ more so almost every bank is pushing to drive customers to use electronic resources for their day to day transactions such as deposit and withdrawals. In this case‚ Commerce Bank is a bank willing to go to the extremes just to make the customers experience worthwhile‚ as one of the most well-known Commerce Bank employee trainer stated “we’re not here to satisfy
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Application of CRM in Axis bank Axis bank is using Finacle solutions from Infosys address the core banking‚ e-banking‚ mobile banking‚ financial inclusion‚ Islamic banking‚ treasury‚ wealth management and customer relationship management (CRM) requirements of retail‚ corporate and universal banks worldwide. Core Banking - Finacle core banking solution is a comprehensive‚ integrated yet modular business solution handles the strategic and day-to-day (or core) processes of banks. E-Banking - Finacle consumer
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