University of Amsterdam‚ Business School Caput Commercial Banking Academic Year 2010/2011 Exam January 2011 Student name …………….. Student ID …………….. Signature …………….. Instructions The rules of this exam are as follows: • Please write your full name‚ student ID and signature. • Please keep all answers brief and to the point. Do not provide irrelevant informa- tion‚ but show all steps that are necessary to solve a problem. • There are 12 pages in this exam including this page. Questions start
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Banking Ombudsman Scheme‚ 2006 Banking Ombudsman Banking Ombudsman is a quasi judicial authority functioning under India’s Banking Ombudsman Scheme 2006. The Banking Ombudsman Scheme enables an expeditious and inexpensive forum to bank customers for resolution of complaints relating to certain services rendered by banks. WHY IT Exists ?? - to enable resolution of complaints of customers of banks relating to certain services rendered by the banks. - To have a visible and credible system of dispute
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Reforms of the Banking Sector In India Indian banking sector has undergone major changes and reforms during economic reforms. Though it was a part of overall economic reforms‚ it has changed the very functioning of Indian banks. This reform have not only influenced the productivity and efficiency of many of the Indian Banks‚ but has left everlasting footprints on the working of the banking sector in India. Let us get acquainted with some of the important reforms in the banking sector in India
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hypothesis that a high compliance with regulation is essential for a stable banking system. This report also will provide an overview of the UK banking Regulation and Supervisory Practice and identify the concerns of Barclays Bank. The objective is to provide some useful recommendations for its management with the requirements of the regulatory. II Findings 2.1 An overview of the UK Financial Regulatory Environment Banking regulation is designed for the central goal of financial stability. In the
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Bank deposit market as part of a banking policy as a whole‚ whose main purpose is to attract the largest possible amount of financial resources at the lowest price‚ assist in the process of obtaining a bank deposit operations profit or create the conditions for a profit in the future‚ also performs several important functions in efficient operation of banks: maintaining the necessary level of liquidity‚ holding a flexible interest rate policy‚ the development of banking services and the quality and culture
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1.0 Subject Area Strategic Management 2.0 Project Proposal The paper will be an investigation of the major challenges that face Qatar’s banking sector. These problems will be analyzed and their possible solutions identified using strategic management theoretical framework. 3.1 Background of Qatar’s Banking Sector Qatar’s banking sector has had great growth compared to that or the general Middle East region. Its stability guarded it form the global financial crisis that recently occurred
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Question 1 a) i If Johns takes $10‚000 and deposit in the banking system‚ the total amount of of deposits in the banking system increase by $100‚000 ( $10‚000 x 10)‚ because the reserve ratio is of 10% which mean the money multiplier is 1/R= 1/0.10 = 10. ii As bank deposits are part of the money supply‚ so John deposited $10‚000 but the bank is required to keep a ratio of 10% or $10‚000. Taking in consideration i above by using the money multiplier the bank is allowed to make a maximum of $90‚000
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RBI Guidelines for Implementation of Basel III Guidelines - An overview BackGround for Basel III : In a separate article I have already discussed the details of the Basel III accord as released by Basel Committee on Banking Supervision. In this article we will be dealing with the broad guidelines as issued by RBI for implementation of Basel 3 Accord. We are aware that originally Basel Committee was formed in 1974 by a group of central bank governors from 10 countries. Earlier guidelines
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2. Analysis of Supply Dynamics Issues When we talk about supply in terms of the banking sector‚ we talk about supply of funds that the bank can loan. This supply of loanable funds come mainly from the customers themselves in the form of deposits. The demand section of this report discusses in-depth about the deposits from the market. This section is used to address the macro-economic aspects of the supply of funds including the money supply of the country‚ major contributors in the supply dynamics
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Interest Rate Risk in Islamic Banking Introduction Many countries‚ especially those with a substantial number of Muslim citizens operate a dual banking system. This system has both the Islamic and conventional banking systems which cater for the needs of both the Muslim bankers and the non-Muslim bankers. In a conventional and theoretical banking system‚ it would be expected that a change in the banking interest rates would yield a responsorial change for customers in the event that the customers
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