management‚ financial performance Introduction Managing liquidity is one of the top priorities of a financial institution‟s assets and liabilities management. In the context of banking‚ liquidity‚ or the ability to fund increases in assets and meet obligations as they come due‚ is critical to the ongoing viability of the banking institution. Since there is a close association between liquidity and solvency of banks‚ sound liquidity management reduces the
Premium Bank Islamic banking Risk management
PART – 1 INTRODUCTORY SECTION INTRODUCTION During the last decade‚ banking became the most competitive industries of Bangladesh with a huge amount of growth. A large number of new banks have made their way in the industry and yet there are more to come. In such a highly competitive service industry‚ ‘customer satisfaction’ is a very important factor to consider. High customer satisfaction and loyalty give an organization a better base than its competitors and allows it to flourish in the
Premium Asset Fractional-reserve banking Deposit account
Banking laws amendment bill 2011 The salient features of the Bill are as follows: • To enable banking companies to issue preference shares subject to regulatory guidelines by the RBI; • To increase the cap on restrictions on voting rights; • To create a Depositor Education and Awareness Fund by utilizing the inoperative deposit accounts; • To provide prior approval of RBI for acquisition of 5% or more of shares or voting rights in a banking company by any person and empowering RBI to
Premium Subsidiary Corporation The Bill
KEY PARAMETERS FOR ANALYSING BANKING STOCKS Unlike any other manufacturing or service company‚ a bank’s accounts are presented in a different manner (as per banking regulations). The analysis of a bank account differs significantly from any other company. The key operating and financial ratios‚ which one would normally evaluate before investing in company‚ may not hold true for a bank (like say operating margins). Cash is the raw material for a bank. The ability to grow in the long-term therefore
Premium Financial ratios Fractional-reserve banking Generally Accepted Accounting Principles
01 Reserve Bank of India as a Banking Regulator RESERVE BANK OF India was set up in 1935 under the Reserve Bank of India Act. 1934 and is the monetary authority and central bank of the country with responsibilities to overview‚ develop and regulate the financial system. CENTRAL BANKING FUNCTIONS 1. Reserve Bank. as Note-Issuing Authority Section 38 of the RBI Act The currency of our country consists of one-rupee notes and coins (including subsidiary coins) issued by the Government of India
Premium Bank Central bank Fractional-reserve banking
Difference between islamic banking and conventional/ commercial banking BUSHRA TABASSUM IQRA ARSHAD SIDRA MEHAK MEHAK KHAN EMAD KHAN ISLAMIC BANKING: Islamic banking refers to a system of banking activity that is consistent with Islamic law (sharia’h) principles and guided by Islamic economics SHARI’AH – INTRODUCTION • What do we mean when we say ISLAMIC? We certainly mean an • Act‚ action‚ activity or thing that is in conformity with islamic • Teachings; • And when we say shari’ah what do we
Premium Islamic banking Sharia Usury
Articles/Knowledge Sharing » General » A Model Questionnaire On Customer Satisfaction in Banking Service Posted Date: 20 May 2010 | Resource Type: Articles/Knowledge Sharing | Category: General | Author: k. senthamilarasu | Member Level: Silver | | Rating: | Points: 10 (Rs 5) | | | This is model questionnaire on customer satisfaction in banking service. | | A survey On Customer Satisfaction In Banking Services 1. Name : 2. Address : 3. Occupation : 4. Annual Income
Premium Bank Online banking Cheque
COMMERCIAL BANKING SECTOR SUMMARY: Banking industry is the blood vascular system of our economy. The banks have played substantial role in the growth of Indian economy. From the meagre start in 1860 the banks have come to long way. The total shape of banking system was changed in 1991 due to the introduction of financial sector reforms as part of the liberalisation process. These reforms were aimed at enhancing the viability and efficiency of our banking system. Although there is a sustainable
Premium Bank Fractional-reserve banking
A DISSERTATION ON “ISLAMIC BANKING IN INDIA-WHAT IS THE FUTURE POTENTIAL?” Introduction: The basic principles on which the Islamic banks function are prohibition of Riba i.e. collection and payment of interest and prohibition of investment in organization involved in unethical and socially harmful activity. the profits earned by a bank from its activities and returns made by a bank to the depositors shall be (a) from sharing of risk in the project and (b) profit-share agreements
Premium Islamic banking Bank Fractional-reserve banking
THE BANKING PRACTICES AND GENERAL BANKING FUNCTIONS UNDER AL-ARAFAH ISLAMI BANK LTD BANGLADESH by Samiul Haque ID: 0930163 An Internship Report Presented in Partial Fulfillment of the Requirements for the Degree Bachelor of Business Administration INDEPENDENT UNIVERSITY‚ BANGLADESH November 2012 2 The Banking practices and General Banking Functions under Al-Arafah Islami Bank Ltd THE BANKING PRACTICES AND GENERAL BANKING UNDER ALARAFAH ISLAMI BANK LTD BANGLADESH by Samiul Haque ID: 0930163
Premium Bank Cheque Fractional-reserve banking