Money Market (Money and Banking) What is Money? A financial asset with the following functions: Medium of exchange: An asset that individuals acquire for the purpose of trading rather than for their own consumption. A store of value: Means of holding purchasing power over time A measure of value (unit of account): Measure used to set prices and make economic calculations 2 What is money? Money is anything that serves as a commonly accepted medium of exchange Money and Income
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MAJOR PROBLEMS FACED BY CHINA’S BANKING SYSTEM ▪ Agency Problems ▪ Capital Inadequacy ▪ High volumes of non-performing loans [pic] Causes of Agency problems ▪ Before restructuring‚ bank managers had no stake in the state-owned banks. Hence‚ they make decisions that will benefit themselves at the expense of banks’ profitability ▪ Loan officers were rewarded based on the volume of loans ▪ China’s strong credit culture‚ compounded by the weak legal system caused
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PGDHRDM steevenraj1963@yahoo.co.in |DOING Ph.D. IN BUSINESS ADMINISTRATION IN | |" AN ANALYSIS ON POST MERGER IMPACT ON BANKS OF INDIAN BANKING SECTOR " IN MADURAI KAMARAJ UNIVERSITY | |TEACHING EXPERIENCE | |ACADEMIC COUNSELLOR FOR M.B.A. IN INDIRA
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75% of deposits and 71% of advances in the banking industry. (Indian financial system) Private Sector Banks Private sector banks came into existence to supplement the performance of Public sector banks and serve the needs of the economy better. As the public sector banks were merely in the hands of the government‚ banks had no incentive to make profits and improve the financial health. Nationalized killed competition and stifled competition in banking.
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Development Bank (‘SDB’) is China’s fifteenth largest commercial bank‚ with a nationwide banking licence and a network consisting of over 225 branches nationwide. It was founded through the combination of local credit cooperatives‚ and started business in 1987 in Shenzhen‚ a special economic zone in the southern province of Guangdong. In its current form‚ SDB is involved in traditional commercial and retail banking businesses‚
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liabilities; this is generally referred to as the reserve money. Here is a chart of the M0 money supply as recently reported: As you can see‚ the amount of capital held on hand in the US central bank fell from more than $2.7 trillion in the summer of 2011 to less than $2.6 billion today. While that seems like a small
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A REPORT ON NON- PERFORMING ASSETS- CHALLENGE TO THE PUBLIC SECTOR BANKS 1 INTRODUCTION After liberalization the Indian banking sector developed very appreciate. The RBI also nationalized good amount of commercial banks for proving socio economic services to the people of the nation. The Public Sector Banks have shown very good performance as far as the financial operations are concerned. If we look to the glance of the financial operations‚ we may find that deposits of public
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Authority Act. In the amended Banking Act 1959(Cth)‚ responsibility for the conduct of prudential supervision and depositor protection moves from the Reserve Bank to APRA. Its intention is to provide for a ‘more consistent‚ competitively neutral and efficient approach to the regulation of financial institutions‚ while enhancing overall depositor protection and financial system stability’1. This paper will thus find out about ARPA’s responsibilities related to banking in traditional sense of the term
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economic crisis to its status of third largest economy in the world by 2011‚ India has grown significantly in terms of economic development. So has its banking sector. During this period‚ recognizing the evolving needs of the sector‚ the Finance Ministry of Government of India (GOI) set up various committees with the task of analyzing India ’s banking sector and recommending legislation and regulations to make it more effective‚ competitive and efficient.[1] Two such expert Committees were set up under
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Essay Questions: Lecture 1: 1. Discuss the purpose of the primary and secondary markets‚ and how each functions. Explain how the secondary market supports the function of the primary market‚ and how financial market turmoil (e.g. 2008-09) impedes this. 2. Discuss the differences between the Money and Capital Markets‚ and the types of securities trade in those markets. Give examples. 3. Discuss what market whether you would go to the Money or Capital Markets to raise funds for construction
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