Riksbank‚ Chairman‚ Basel Committee on Banking Supervision Several articles and news items from Financial Express‚ Business Standard and Economic Times. Anand Sinha : Indian Banking – Journey into the Future ‚ Deputy Governor of the Reserve Bank of India‚ Chennai‚6 November 2011 Basel III Norms and Indian banking: assessment and emerging challenges‚C.S.Balasubramaniam‚ Professor‚ Babasaheb Gawde Institute of Management Studies‚ Mumbai The Basel Committee on Banking Supervision: A History of the Early
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Central banking functions have evolved gradually over decades. Their evolution has been guided by ever-changing need to find new methods of regulating‚ guiding and helping the financial system (particularly‚ the banks). In other words‚ the evolution of central banking functions has tended to coincide with the evolution of the financial systems of the world economies. Let us recount the leading functions. 1. Note Issue: It is considered one of the primary functions of a central bank. The entire
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Paper - II Recent Advances in Finance 1. Financial Markets: Money and Capital Markets‚ Money Market Instruments‚ Recent Trends in Indian Money Markets. 2. Banking Financial Institutions and Non- Banking Financial Institutions. Recent developments in Indian Banking System. 3. Liquidity Management in Commercial funds: Theories of liquidity management; Priorities in the employment of bank funds; problems in resource allocation in India. 4. Management of Capital funds in Commercial Banks: Meaning
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Bibliography: Current scenario:- Currently (2010)‚ The growth in the Indian Banking Industry has been more qualitative than quantitative and it is expected to remain the same in the coming years
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International Monetary Fund‚ Western Hemisphere Dept‚ 700 19th Street‚ Washington DC‚ 20431‚ U.S.A. Abstract In 1991‚ the Central Bank of Egypt increased the minimum capital requirements for the banking industry vis-à-vis risk-weighted assets to 8 percent‚ along the lines proposed by the Basel Committee on Banking Supervision. In this paper‚ we investigate the effects of capital regulations on cost of intermediation and profitability. Higher capital adequacy increases the interest of shareholders in managing
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Question and answers for homework-1 1. What is the difference between a financial asset and a tangible asset? A tangible asset is one whose value depends upon certain physical properties‚ e.g. land‚ capital equipment and machines. A financial asset‚ which is an intangible asset‚ represents a legal claim to some future benefits or cash flows. The value of a financial asset is not related to the physical form in which the claim is recorded. 2. What is the difference between the claim
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Lumpur Branch is the only international Bank that actively involved in full banking business activities particularly in corporate‚ treasury and retail banking. As a branch the bank need to adhere to the regulation imposed by Central Bank of Indonesia as well as Malaysia particularly in banking regulation and Shariah aspects. The paper discusses the challenges and the opportunity faced by the bank in managing their banking operations. The paper also discusses about some strategic operational planning
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It is also known as the statutory liquidity Ratio (SLR). In those days‚ in India‚ the SLR was as high as 38.5 percent. According to the M. Narasimham’s Committee it was one of the reasons for the poor profitability of banks. Similarly‚ the Cash Reserve Ratio- (CRR) was as high as 15 percent. Taken together‚ banks needed to maintain 53.5 percent of their resources idle with the RBI. 2. Directed Credit Programme : Since nationalization the government has encouraged the lending to agriculture and
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P. R. Kulkarni‚ Managing Director‚ Fluent Consultants Pvt. Ltd.‚ Pune. P. R. Kulkarni‚ Managing Director‚ Fluent Consultants Pvt. Ltd.‚ Pune 1 Regulatory powers of RBI RBI gets regulatory powers under Banking Regulation Act‚1949 RBI has some powers under the Reserve Bank of India Act‚1935 Contd. …. P. R. Kulkarni‚ Managing Director‚ Fluent Consultants Pvt. Ltd.‚ Pune 2 Regulatory powers of RBI RBI has some powers under other Acts related to Foreign Exchange‚ Deposit
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equations to explain the cyclical changes in the multiple factor. Thirdly‚ the examination of the money multiplier in the current economic climate will be put forward. Fourthly‚ an explanation on the open market operation‚ discount window and the reserve ratio will be presented to convey the influence in the size of money supply. Finally‚ this essay will conclude with an overview of the essay. According to Miller & VanHoose (1997) states distinctive measures can determine the money supply (M)
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