Bank Financial Analysis • http://www.westga.edu/~rbest/GSB.html Graduate School of Banking @ LSU • Information that will help you complete the home study problem Ron Best Professor of Finance University of West Georgia – Information about accessing your bank’s UBPR Richards College of Business Department of Accounting and Finance Carrollton‚ Georgia 30118 rbest@westga.edu 678-839-4812 – Spreadsheet template 2 Overview Financial Intermediation • Financial Statements
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Financial Statements Analysis Interpretation of Financial Ratios Financial statements analysis is the process of examining relationships among elements of the the company’s "accounting statements" or financial statements (balance sheet‚ income statement‚ statement of cash flow and the statement of retained earnings) and making comparisons with relevant information. Financial statements analysis is a valuable tool used by investors‚ creditors‚ financial analysts‚ owners‚ managers and others in their
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FINANCIAL PERFORMANCE REVIEW AND ESTIMATING COMPANY VALUE OF PT ANEKA TAMBANG (PERSERO) TBK IN COMPARISON WITH OTHER LOCAL MINING COMPANY: PT VALE INDONESIA TBK Muhammad Naufal Aflah and Ana Noveria School of Business and Management Institut Teknologi Bandung‚ Indonesia naufal.aflah@sbm-itb.ac.id Abstract: The researcher will try to analyze about the past‚ current‚ and future financial condition and make a valuation about firm’s value of two companies that dominate the mining sector of
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1. Current Ratio- the current ratio is current assets divided by current liabilities. In the data from 2002 in Appendix D the current assets equal $104‚296.00 and the current liabilities equal $139‚017.00 the current ratio equals 0.75. 2. Long –term solvency ratio- the formula used for long term solvency is total assets divided by total liabilities. In the data provided the total assets equal $391‚270.00 and the total liabilities equal $310‚246.00 making the long-term solvency ratio equal 1.26
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Interpretation of the Ratios 1) Current Ratio-It is a test of solvency or of short-term financial strength of a concern. It is an index of working capital and shows the ability of the concern to meet its obligations and also the capacity to carry on effective operations. Generally‚ if current assets are twice that of current liabilities‚ the concern’s working capital position is considered to be satisfactory. 2) Quick Ratio-It shows the amount of cash available to meet immediate payments. Stock-in
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replacing the first chimney as it is considered as a capital expenditure. It does not represent repair expense which is deductible expenditure under S 33(1)(c) of the Income Tax Act 1967 due to the new chimney replaced was an improvement for the company which is consider an enhancement of the asset value. According to the tax case Conn v Robins Brothers Ltd [1966] 43TC266‚ the court held that as a
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Basics of Insurance Meaning of Insurance Insurance provides financial protection against a loss arising out of happening of an uncertain event. A person can avail this protection by paying premium to an insurance company. A pool is created through contributions made by persons seeking to protect themselves from common risk. Premium is collected by insurance companies which also act as trustee to the pool. Any loss to the insured in case of happening of an uncertain event is paid out of this
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did not receive your Bi-MTR. Date of MTR: 28 th of August 2013 Student ID: 000751077 Student Name: ADAMS OLALEKAN DOSUNMU Student Email: Da225@gre.ac.uk Work Telephone number: 07424525695 / 07850263416 Placement Tutor: DERYN GRAHAM Company Name: MARKS AND SPENCER Supervisor/Line Manager: JULIANA IRORO * Compulsory response Work Experience*: Set out your main duties undertaken during the month(s) and critically appraise your own performance in relation to those duties The first
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Important Financial Ratios in Investment Analysis Introduction Financial ratios are derived ratio numbers from the financial statements of a company. Depending on the task‚ financial ratios can serve to various purposes in accounting‚ legal‚ M&A uses‚ etc. For investors‚ financial ratios are very powerful in two ways: indentifying the company’s unique competitiveness and evaluating its stock price level. The first part helps investor find a truly valuable company and the second part helps investor
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The aim of this report is to analysis the financial performance of J Sainsbury plc by compare several ratios‚ in the view of an investor who seeking long term investment. Four sections will be illustrated‚ the background of Sainsbury‚ 10 ratio analysis‚ a suggestion of whether the company is worth to invest and a limitation of current financial statements and ratio analysis. J Sainsbury plc is the third largest chain company of supermarkets in the UK‚ which is generally known as Sainsbury’s. It
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