QUESTION 3 :Explain how to evaluate commercial loan. A commercial loan is a debt-based funding arrangement between a business and a financial institution‚ typically used to fund major capital expenditures or to cover operational costs that the company may otherwise be unable to afford. Expensive upfront costs and regulatory hurdles often prevent small businesses from having direct access to debt and debt and equity markets for financing. Similar to consumer credit‚ smaller businesses must relay on
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Explain Bentham’s Utilitarianism: (30 Marks) A man called Jeremy Bentham had a theory called the ‘Utilitarianism theory’. He was born in London at the time of the great scientific and social change and wrote ‘The Principles of Morals and Legislation’ in 1789. Bentham had the theory that all humans seek pleasure and avoid pain at all costs. Utilitarianism has been described as an act or a rule rather than a theory. We break this down into three parts: -Motivation: Bentham was a hedonists (‘Hedone’
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3.1 Explain the importance of positive interactions between practitioner and a child. For most children the early years worker is the second most important person after parents‚ who can make real difference to their lives by creating caring atmosphere‚ by being a person who understands their interests and needs‚ whom children can trust and turn for help. Positive interaction in early years is fundamental because it can influence personality development and promote positive relationship. “Children
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Behaviourist A perspective means a way of seeing things. Behaviourist is the first approach in this criterion. Behaviourist is the study of human minds‚ they study behaviour. The behaviourist sees the brain as a black box‚ this is because as they study animals it is easy to experiment‚ and they think that humans and animals are similar. The behaviourist wanted to become scientist‚ which is why they carried out the experiment. Although JB Watson (1887) was the founder of this theorist he studied
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I am going to apply 3 psychological concepts or principles to explain one of my previous experience related in education. First‚ there is a concise introduction of the experience. It was happened when I studied in primary two. I was not interested in Chinese before. It was because I used to think Chinese is something which very difficult. I used to be not confident in my Chinese standard since I always answer incorrectly. After I met a teacher‚ I totally changed my mind. She gave students stickers
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Explain the different types of discrimination Discrimination has many meaning and many different ways people can discriminate against others. Discriminations can be as simple as a person making a judgment against someone else by the way they dress or the way they speak or it can be the people are discriminated against (out casted/left out) because they choose to be different or have a disability or different colour of skin or even religion. Discrimination is unfair treatment of a person action
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chromosomes • Describe the process of DNA replication as a semi-conservative process. Compare and contrast the synthesis of the leading and lagging strands in DNA replication. • Explain how the genotype of an organism determines its phenotype. • State the central dogma of genetics and explain the roles of DNA and RNA in polypeptide (aka: protein) synthesis • Describe the three steps of RNA transcription (initiation‚
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1. Explain potential reasons for her to be anemic? Include scientific evidence in your discussion. ( Tips : use your physiology knowledge) Anemic happen when your body lack of healthy red blood cell or hemoglobin in blood [2]. Hemoglobin is an iron-containing protein in red blood cells that reversibly binds to oxygen [1]. Besides that‚ anemic also cause by faulty red blood cell production or destruction of red blood cell. Anemic during pregnancy are common happen to pregnant women because woman
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Explain how organisations respond to IT development Adopting business processes In today’s society IT is becoming more essential in everyday life. We use IT to contact people‚ to shop and to find information. Businesses are now trying to adapt to the ways of IT so they can build a stronger connection between their business and their consumers. One of the ways businesses are doing this is by introducing loyalty cards. Loyalty cards are basically cards that companies give you rewards and therefore
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Explain why the United States left Vietnam A culmination of problems within Vietnam‚ domestically and internationally forced the United States to leave the nation. The key reasons for withdrawal were bulging economic costs‚ an increasingly impatient home front‚ an underestimation of North Vietnamese ideology‚ events which turned the war and ineffective strategies. The United States was left in an unpleasant situation. The French President‚ Charles de Gaulle‚ had warned the US against its Vietnam
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