FINS5530 HBS Case Assignment Semester 2‚ 2013 Instructor: Lixiong Guo Readings: 1. Note on Bank Loans. 2. US Bank of Washington case. Assignment: Please prepare a Credit Proposal Memo similar to the one shown in Exhibit 1 of “Note on Bank Loans”. Given the limited information you have from the case‚ you are not expected to include all components of Exhibit 1. The following is a suggested structure of your report: Purpose of the credit extension o Keep this part short
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October 11‚ 2012 Make It Fair Drug Test for Welfare Since its creation in 1939‚ America’s food stamp program has helped families in need. Other welfare programs‚ such as TANF and WIC‚ have truly made a difference in the lives of American families. Families are kept together‚ children are healthier and often times‚ recipients are able to use the welfare to help them as they find a new job. Yet every system has its flaws‚ and many argue that tax payer dollars are being wasted. I believe that recipients
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and downsides of drug testing in schools/ Help for those who test positive. The topic of drugs in schools has always been one that is prevalent in society and a main concern toward protecting our youth. Billions of dollars get spent every year on drug agencies that focus on stopping the importation of drugs to America and their distribution. Some of those funds also go to anti-drug campaigning and agencies that speak to schools and young adults about the dangers of using drugs. Yet with all this
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Why there should not be drug testing for welfare Should drug tests be required of welfare recipients? No‚ I don’t think so. Welfare recipients are typically extremely poor and are uneducated. Another aspect of welfare recipients is that they are mentally ill. It would seem too ignoble to find ways to deny recipients access to welfare. Welfare recipients are usually on welfare because they lack an education and training to earn a better living. Their education only allows them basic opportunities
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HBS 9-501-050 Customer Value Measurement at Nortel Networks ’’ Optical Networks Division Nortel Networks was a global player in telephony‚ data and wireless and wireline Internet solutions. Maureen Conroy and Nathalie Sauve‚ members of the Customer Value Management (CVM) Team at Nortel Networks Optical Networks‚ must recommend one of three customer value measurement methodologies to ON President Greg Mumford. In December of 1997‚ ON took a “right-angle turn” ’’ innovative cultural‚ operational
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students caught with or using drugs has increased dramatically. According to the New York Times‚ schools have even started to drug test. Schools should be able to perform drug tests for all students especially student athletes. There are lots of benefits of drug testing. For example‚ because of drug testing in schools‚ students learn drugs are dangerous and they break the law by using them. The results from the drug tests would show if students have or haven’t done drugs. There are hundreds of benefits
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Every four out of five workplaces in the United States since 2006 now require you to take a pre-employment drug test . All employers should be able to give their employees a drug test randomly. But‚ the question is should employers be allowed to do random drug testing and that’s a big yes from eighty-four percent of all employers. There are many reasons why the employer should drug test at the workplace like to make the workplace a safer environment‚ also to maintain productivity and attendance
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Drug Testing in Professional and High School Athletics Many people do not see the severity of drug use in professional and High School athletics. Drug use in professional athletics is looked upon as somewhat of a serious problem‚ but also very discrete and low key. Every once in a while and individual might see a prominent figure in a certain sport being reprimanded for the use of an outlawed drug. However ‚ that athlete may just be one of the many who happened to get caught. Athletes today seem
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applying for welfare benefits should be drug tested Good paper on a difficult subject A current issue that is going on today is welfare recipients that are drug abusers. Welfare is supposed to meet the basic needs. Drugs seem far from one of the basic human needs to me. If the recipient gets all the benefits from the programs they will more than likely turn around and sell their food stamps for their fix rather than go to the store and get their family some food. Drugs also go hand and hand with family
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Case Summary One: United Parcel Service Financial Statement Analysis Alexis Lusitana-Ruiz Point Loma Nazarene University Abstract “In July of 1999‚ United Parcel Service (UPS) surprised both Wall Street and Main Street with the announcement that‚ after more than 90 years as a private‚ employee-owned operation‚ it was planning an initial public offering that would transform “Big Brown” into a publicly traded company (Healy 2005)”. This paper reviews UPS against FedEx on financial statements‚ business
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